VP Finance

About the role

Xe is one of the world's leading cross-border payment providers, enabling consumers and businesses to move money internationally with speed, transparency, and competitive rates. Part of Euronet Worldwide (NASDAQ: EEFT), Xe operates across multiple FCA-regulated and internationally licensed entities spanning the UK, Europe, APAC, and North America. We are in an active phase of strategic transformation and are looking for a VP Finance who combines financial rigour with commercial instinct.

Responsibilities

• Own Xe's financial performance — revenue, margin, cost, and capital allocation — as the primary financial voice to the MD and Euronet Group CFO.

• Partner with commercial, product, and operations leadership on unit economics, investment cases, and pricing decisions.

• Manage the relationship with Euronet Group finance on consolidated reporting and capital allocation.

• Own Xe's financial control framework across all entities — procure-to-pay and order-to-cash cycles.

• Define and implement Xe's corporate credit policy — currently a strategic gap — and oversee credit risk, limits, provisioning, and collections.

• Oversee middle office: trade confirmation, settlement, valuation, and front-to-back controls.

• Hold SMF2 (Chief Finance Function) accountability under FCA Senior Managers and Certification Regime (SMCR).

• Carry board director responsibilities across Xe's regulated entities — HiFX Europe Ltd, HiFM Ltd, XE Europe BV, XE Corporation.

• Act as or support the Nominated EMD for Xe's EMI license application.

• Own regulatory reporting across FCA (UK), DNB (NL), ASIC (AU), and FINTRAC (CA).

Requirements

• Proven VP Finance, CFO, or Deputy CFO experience in a regulated financial services or fintech environment.

• FCA-regulated experience; SMF2 approved or demonstrably approvable under SMCR.

• Multi-entity, multi-jurisdiction experience — UK, EU, APAC preferred.

• Strong FP&A and commercial finance capability; driver-based modelling and business partnering.

• Hands-on accounting and financial statements experience across multiple entities and standards (IFRS / UK / US GAAP).

• Treasury and liquidity management experience in a multi-currency context.

• Payments, FX, or money movement industry background.

• PREFERRED: EMI or Payment Institution regulation experience; CASS safeguarding and regulatory capital frameworks.

• Experience building or scaling a corporate credit function.

• Familiarity with payment rails (SEPA, SWIFT, real-time) and treasury automation.

• Experience partnering with a listed parent on group reporting and capital allocation.

Qualifications

Preferred qualifications include:

• Master's degree in Finance, Accounting, Economics, or a related field.

• CPA, ACCA, or equivalent professional certification.

• Experience in a similar role within a regulated financial services or fintech environment.

Skills

• Financial analysis and modeling.

• Strategic financial planning and budgeting.

• Financial control and compliance.

• Commercial acumen and business partnering.

• Regulatory compliance and reporting.

• Team leadership and management.

Benefits

• Medical, Dental & Vision Insurance

• 401K Plan with Match

• Employee Stock Purchase Plan

• Paid Vacation / Sick Leave

• Hybrid Work Schedule

• Tuition Assistance

• Growth Opportunities

• Corporate gatherings, team bonding events, and much more!

• Plum Organizational Development Program

• Volunteering day for a charity of your choice