VP, Commercial Banker II

New Business

• Develop new business opportunities within the assigned portfolio
• Develop new business primarily from expanding upon assigned relationships as well as from transactions referred by senior business development bankers
• Underwrite loans by analyzing financial information and related reports
• Prepare and present credit approval memorandums
• Document loan closings by ordering appraisals and environmental reports, issuing commitment letters, coordinating closings, and overseeing the loan booking process in conjunction with the Commercial Loan Assistants
• Work to increase deposits from clients
• Generate non-interest fee income through the appropriate recommendations of interest risk hedging products, loan participation sales, and referrals to partner organizations

Portfolio Management

• Monitor the ongoing credit quality of the portfolio
• Audit the credit quality of each relationship in accordance with policy including the completion of annual credit reviews and periodic renewals throughout the year
• Accurately enter information to track/monitor the status of the portfolio