Vice President of Commercial Lending

Job Requirements

Bank of Luxemburg is a growing community bank seeking a Vice President of Commercial Lending to join their team. They offer competitive pay and benefits along with a great culture and working environment.

Principal Responsibilities and Duties

• Provides and Services Commercial Customers Loan Needs
• Interviews applicants to develop information concerning their business, needs, desires, abilities and earnings to determine whether a loan may be an acceptable risk.
• Makes decisions on loans and terms within own lending limits or makes recommendations on significant loans to a supervisor.
• Underwrites loans acceptable to loan policy guidelines.
• Reviews closing documents and closes loan with customer.
• Follows current loans to ensure complete conformity with terms and knowledge of developing trends.
• Provides advice and guidance to team members on commercial lending practices and procedures.
• Promotes Business Development
• Calls on existing or potential customers to develop new business and to retain or increase existing business.
• Cross-sells and refers a full range of banking services to present and potential customers.
• Meets with customers to discuss needs and recommends ways the bank can serve their needs.
• Supports and assists in the implementation of all bank marketing and sales strategies designed to maximize growth and profitability.
• Maintains positive relationships with bank staff and works with management to help facilitate a total team concept.
• Keeps informed on changes within our market, recommending market opportunities for growth and development.

Other Experience and Qualifications

• Bachelor's degree and 8-9 years lending experience required or equivalent experience.
• Advanced training, knowledge and experience in commercial lending, strong time management, sales, business development, computer and analyzing financial statements required.
• Must be self-motivated, sales oriented and possess excellent communication skills.