Vice President, Commercial Lender

Responsibilities

• Build and maintain commercial banking relationships within the Bank’s market area.
• Develop commercial loan prospects, generate loans, referral leads, and other sources including Small Business, Commercial & Industrial, Commercial Real Estate, and Construction Financing.
• Make referrals to other banking services.
• Work with commercial borrowers to understand their business opportunities.
• Collect and evaluate financial and related loan data.
• Work closely with the commercial loan underwriting department to analyze loan requests and determine the creditworthiness of the borrower.
• Prepare loan proposals to originate, process, and make loan recommendations within lending, management, and/or Board of Trustees authority as required.

Qualifications

• Bachelor’s degree in business, finance, or related field.
• A minimum of five years of commercial lending experience.
• Exceptional customer service and relationship management skills, with a focus on long-term client retention and satisfaction.
• Prioritize clear communication of complex financial concepts and credit decisions to clients, prospects, and internal stakeholders.
• Proven ability to structure, negotiate, and close commercial credit transactions.
• Extensive knowledge of commercial lending practices, policies, and procedures.
• Commercial underwriting and financial analysis experience.
• Good understanding of financial institution products and services.