Vice President – Business Banking

Grand Rapids State Bank is seeking a Vice President – Business Banking. The candidate will provide service to existing and prospective business customers seeking commercial loans and products, manage and grow commercial portfolio, and provide support to other employees for overall bank efficiency. To perform this job successfully, the individual must be able to satisfactorily perform each essential duty listed below: Service New and Existing Commercial Customers in Accordance and Compliance with Bank Regulation and Loan Policy Interviews potential new clients, gathers required information to establish credit worthiness and negotiates terms, covenants and pricing within established guidelinesApproves or denies credit requests within individual lending authority or refers and presents to the loan committeeMakes regular calls on existing and potential new clients to retain or increase business relationshipsMonitors loan relationships by reviewing incoming financial information and updating file commentsResponsible for growing the loan portfolioMakes appropriate collection efforts of delinquent loans in a timely mannerNegotiates extensions and modifications of loans and arranges pay schedulesMaintains knowledge and understanding of the bank’s loan policyUnderstands and maintains knowledge of bank regulationCounsels customers, as appropriate, on business and financial mattersMake suggestions or provide customers with an appropriate mix of deposit and ancillary bank productsEnsure all required documentation is in compliance with loan policy and state and federal regulation Develop and Grow the Bank’s Book of Business by Drawing on a Network of Personal and Business Contacts, Business Experience, and Knowledge of the Bank’s Products and Services Promote business development and the banks image through community networking and actively participating in community events and activitiesParticipate in organizations that improve the quality of life in the communities we serve Provide Support to Other Employees as Necessary Open and close bank as scheduled, following security guidelines and ensuring employees are prepared for customers Perform Other Job-related Duties or Special Projects as Assigned Education Requirements Minimum two years post-high school degree or equivalent certificationBachelor’s degree in business, finance, or accounting preferred Previous ExperienceTo be considered for this position, the applicant should have a minimum of five years of previous commercial lending experience, with ten or more years of commercial lending experience preferred. Salary RangeThe annual salary range for this position is between $80,000 – $100,000. BenefitsHealth InsuranceDental InsuranceVision InsuranceLife InsuranceShort and Long – Term DisabilityFlexible Spending AccountHealth Savings Account401(k) with matchPaid Time Off If you feel you are the ideal candidate for this position and you would like to join the GRSB team, you may submit your resume to HR@grsb.bank or complete an online application at https://grsb-hr.com/onlineapp/. Equal Opportunity Employer