USA Sr. Specialist, Pricing (Hybrid-DFW Area)

About the role

Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what’s possible.

The Sr. Specialist, Pricing is responsible for analysis, research, and pricing of prime and nonprime products for strategic partners. This position is responsible for developing business proposals based on consistent data reporting/analysis to meet financial objectives of revenue, risk and volume, and seeking opportunities to further improve profitability and competitiveness in market.

Responsibilities

• Develops clear and concise reporting for key metrics of various portfolios based on multiple data resources.
• Utilize data mining and data analysis to develop analytic business insights and uncover risk/opportunities relative to portfolio management and originations
• Develop pricing frameworks that balance yield, risk, and volume objectives.
• Incorporate credit risk, customer behavior, collateral trend and market data into pricing initiatives.
• Sets up frequent multi-organizational reviews of key metrics and develop root causes and action plans for trends that are not proceeding within expectations.
• Encapsulates analytic findings into executive-level summary documents to support senior management decision-making.
• Work across teams in organization to deliver strategic pricing changes from initiation to final system implementation
• Contribute to continuous process improvements in data quality, reporting, and automation.
• Evaluates Pricing/Rebate structure for key customers and significant industry/peer groups identifying opportunities to improve profitability.

Requirements

• Bachelor's Degree or equivalent work experience: Finance, Economics, Business Analytics, Data Analytics or equivalent field.
• 2+ Years Analytics experience in Financial Services Industry or educational equivalent in the relevant fields.
• 2+ Years Auto Financial Services Industry experience/Pricing for retail lending experience.
• Demonstrated ability to analyze data and make sound business story.
• Demonstrated ability to use SQL/SAS/Python to extract/process data from multiple data sources
• Overall proficiency with MS Office (Excel pivot table, Outlook, Word, PowerPoint).
• Strong problem solving, Attention to detail, excellent organization, ability to prioritize workload and meet deadlines.
• Good written and verbal communication skills.
• Rigorous and focus on results.
• Customer-focused.
• Patient, willing to learn new skills.
• Strong intellectual curiosity and affinity for numbers.
• Analytical and organized with relentless attention to detail.

Qualifications

Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education.

Pay

The base pay range for this position is $54,375.00 USD - $92,500.00 USD per year.

Benefits

We know rewards go beyond numbers. Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future. For more information, please visit Santander Benefits - 2026 Santander OnGoing/NH eGuide.