Sr. Specialist, Pricing

Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what’s possible.

About the role

The Sr. Specialist, Pricing is responsible for analysis, research, and pricing of prime and nonprime products for strategic partners. This position develops business proposals based on consistent data reporting/analysis to meet financial objectives of revenue, risk, and volume, and seeks opportunities to further improve profitability and competitiveness in the market. This role blends strategic business problem solving with quantitative data analysis expertise.

You will work closely with credit risk, finance, sales, dealer management, and model development teams to deliver actionable insights that balance risk, profitability, and market share.

Responsibilities

• Develop clear and concise reporting for key metrics of various portfolios based on multiple data resources.
• Utilize data mining and data analysis to develop analytic business insights and uncover risk/opportunities relative to portfolio management and originations.
• Develop pricing frameworks that balance yield, risk, and volume objectives. Incorporate credit risk, customer behavior, collateral trends, and market data into pricing initiatives.
• Set up frequent multi-organizational reviews of key metrics and develop root causes and action plans for trends that are not proceeding within expectations.
• Encapsulate analytic findings into executive-level summary documents to support senior management decision-making.
• Work across teams in the organization to deliver strategic pricing changes from initiation to final system implementation.
• Contribute to continuous process improvements in data quality, reporting, and automation.
• Evaluate pricing/rebate structures for key customers and significant industry/peer groups to identify opportunities to improve profitability.

Requirements

• Bachelor's Degree or equivalent work experience in Finance, Economics, Business Analytics, Data Analytics, or equivalent field. Required.
• 2+ years of analytics experience in the Financial Services Industry or educational equivalent in the relevant fields. Preferred.
• 2+ years of Auto Financial Services Industry experience or pricing for retail lending experience. Preferred.
• Demonstrated ability to analyze data and craft sound business narratives.
• Demonstrated ability to use SQL, SAS, or Python to extract/process data from multiple data sources.
• Overall proficiency with MS Office (Excel pivot tables, Outlook, Word, PowerPoint).
• Strong problem-solving skills, attention to detail, excellent organization, and ability to prioritize workload and meet deadlines.
• Good written and verbal communication skills.
• Customer-focused, patient, and willing to learn new skills.
• Strong intellectual curiosity and affinity for numbers.
• Analytical and organized with relentless attention to detail.

Qualifications

Applicants must be legally authorized to work in the United States on a full-time basis without requiring employer sponsorship to commence employment.

Pay

The base pay range for this position is $54,375.00 – $92,500.00 USD annually. The exact compensation may vary based on skills, experience, training, licensure, certifications, and location.

Benefits

Santander offers a comprehensive rewards package that goes beyond compensation. Benefits are designed to support you, your family, and your well-being now and in the future. Learn more about Santander’s benefits.