USA Sr. Specialist, Pricing (Hybrid Role)

The Difference You Make

The Sr. Specialist, Pricing is responsible for analysis, research, and pricing of prime and nonprime products for strategic partners. This position is responsible for developing business proposals based on consistent data reporting/analysis to meet financial objectives of revenue, risk and volume, and seeking opportunities to further improve profitability and competitiveness in market. This position requires an individual capable of taking a "hands-on" approach to data analysis, following through a pricing change delivery, and presenting business stories based on data analysis/business acumen.

This position blends strategic business problem solving with quantitative data analysis expertise. You will work closely with credit risk, finance, sales, dealer management, and model development teams to deliver actionable insights that balance risk, profitability, and market share.

• Develops clear and concise reporting for key metrics of various portfolios based on multiple data resources.
• Utilizes data mining and data analysis to develop analytic business insights and uncover risk/opportunities relative to portfolio management and originations.
• Develops pricing frameworks that balance yield, risk, and volume objectives. Incorporates credit risk, customer behavior, collateral trend and market data into pricing initiatives.
• Sets up frequent multi-organizational reviews of key metrics and develops root causes and action plans for trends that are not proceeding within expectations.
• Encapsulates analytic findings into executive-level summary documents to support senior management decision-making.
• Works across teams in organization to deliver strategic pricing changes from initiation to final system implementation.
• Contributes to continuous process improvements in data quality, reporting, and automation.
• Evaluates Pricing/Rebate structure for key customers and significant industry/peer groups identifying opportunities to improve profitability.

What You Bring

• Education: Bachelor's Degree or equivalent work experience: Finance, Economics, Business Analytics, Data Analytics or equivalent field.
• Qualifications: 2+ Years Analytics experience in Financial Services Industry or educational equivalent in the relevant fields. 2+ Years Auto Financial Services Industry experience/Pricing for retail lending experience. Demonstrated ability to analyze data and make sound business story. Demonstrated ability to use SQL/SAS/Python to extract/process data from multiple data sources. Overall proficiency with MS Office (Excel pivot table, Outlook, Word, PowerPoint).
• Skills: Strong problem solving, Attention to detail, excellent organization, ability to prioritize workload and meet deadlines. Good written and verbal communication skills. Rigorous and focus on results. Customer-focused. Patient, willing to learn new skills. Strong intellectual curiosity and affinity for numbers. Analytical and organized with relentless attention to detail.

What Else You Need To Know

The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location.

Risk Culture

We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management.

EEO Statement

At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law.

Working Conditions

Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required.

Employer Rights

This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason.

What To Do Next

If this sounds like a role you are interested in, then please apply.