USA Sr. Specialist, Pricing (Hybrid-DFW Area)

Santander is a global leader and innovator in the financial services industry, evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey, driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what’s possible.

About the role

The Sr. Specialist, Pricing is responsible for analysis, research, and pricing of prime and nonprime products for strategic partners. This position develops business proposals based on consistent data reporting and analysis to meet financial objectives of revenue, risk, and volume, while seeking opportunities to improve profitability and competitiveness in the market.

This role requires a hands-on approach to data analysis, pricing change delivery, and presenting business insights. It blends strategic business problem-solving with quantitative data analysis expertise. You will collaborate closely with credit risk, finance, sales, dealer management, and model development teams to deliver actionable insights that balance risk, profitability, and market share.

Responsibilities

• Develop clear and concise reporting for key metrics of various portfolios using multiple data resources.
• Utilize data mining and analysis to uncover risk and opportunities in portfolio management and originations.
• Create pricing frameworks that balance yield, risk, and volume objectives, incorporating credit risk, customer behavior, collateral trends, and market data.
• Conduct frequent multi-organizational reviews of key metrics, develop root causes, and action plans for trends not meeting expectations.
• Encapsulate analytic findings into executive-level summary documents to support senior management decision-making.
• Work across teams to deliver strategic pricing changes from initiation to final system implementation.
• Contribute to continuous process improvements in data quality, reporting, and automation.
• Evaluate pricing and rebate structures for key customers and industry peers to identify opportunities for improved profitability.

Requirements

• Bachelor’s Degree or equivalent work experience in Finance, Economics, Business Analytics, Data Analytics, or a related field (Required).
• 2+ years of analytics experience in the financial services industry or equivalent education in relevant fields (Preferred).
• 2+ years of auto financial services industry experience or pricing for retail lending (Preferred).
• Demonstrated ability to analyze data and craft compelling business narratives.
• Proficiency in SQL, SAS, or Python to extract and process data from multiple sources.
• Overall proficiency with MS Office (Excel pivot tables, Outlook, Word, PowerPoint).
• Strong problem-solving skills, attention to detail, excellent organization, and ability to prioritize workload to meet deadlines.
• Good written and verbal communication skills.
• Customer-focused, patient, and willing to learn new skills.
• Strong intellectual curiosity and affinity for numbers; analytical and organized with relentless attention to detail.

Pay

The base pay range for this position is $54,375.00 – $92,500.00 USD annually. The exact compensation may vary based on skills, experience, training, licensure, certifications, and location.

Benefits

Santander offers a comprehensive rewards package that goes beyond compensation, designed to support you, your family, and your well-being now and in the future. For more details, visit Santander Benefits.

Applicants must be legally authorized to work in the United States on a full-time basis without requiring employer sponsorship to commence employment.