Underwriter I, II, III or Senior
Cambia Health Solutions · Vancouver, WA · 1 mo ago
$25.92–$37.26/hrFull-time
We need to output HTML fragment with sections: About the role? Actually we need to use for section headings like About the role, Responsibilities, Requirements, Qualifications, Skills, Benefits, Pay, Schedule. We must include sections only when posting has real specific content. We have content: description of role (What You Will Do) etc. We have Qualifications (by level). Skills and Attributes. Additional Minimum Requirements per level. Additional General Functions per level. Work Environment. Pay info (salary ranges). Benefits. About Cambia (maybe About the role? Actually "About Cambia" is about company; we could treat as About the role? The instruction: use headings for section headings (e.g. About the role, Responsibilities, Requirements, Qualifications, Skills, Benefits, Pay, Schedule). So we can map content accordingly.
We need to avoid repeating job title as heading. No Job ID. Remove boilerplate (cookie/navigation/legal/EEO etc). The posting includes a lot of text; we need to preserve all substantive info.
We need to decide sections:
- About the role: maybe a brief intro: "Build a career with purpose..." etc. Could be first paragraph after location. We'll include that as About the role.
- Responsibilities: "What You Will Do At Cambia" plus maybe additional functions per level? Could combine.
- Requirements: maybe qualifications? But we have Qualifications separate. Could treat Qualifications as Requirements? But we have both Qualifications and Skills sections. The instruction says use headings like Qualifications, Skills, Benefits, Pay, Schedule. So we will have sections: About the role, Responsibilities, Qualifications, Skills, Benefits, Pay. Possibly Schedule if present (not really). Work environment maybe part of Responsibilities? Could add Work Environment as its own? Not in list but we could still include if content; but instruction says prefer few substantive sections over many thin ones. Could incorporate work environment into Responsibilities or About the role. Probably better to include Work Environment as a separate section? Not in given list but we could still use
for section headings like About the role, Responsibilities, Requirements, Qualifications, Skills, Benefits, Pay, Schedule. We must include sections only when posting has real specific content. We have content: description of role (What You Will Do) etc. We have Qualifications (by level). Skills and Attributes. Additional Minimum Requirements per level. Additional General Functions per level. Work Environment. Pay info (salary ranges). Benefits. About Cambia (maybe About the role? Actually "About Cambia" is about company; we could treat as About the role? The instruction: use headings for section headings (e.g. About the role, Responsibilities, Requirements, Qualifications, Skills, Benefits, Pay, Schedule). So we can map content accordingly.
We need to avoid repeating job title as heading. No Job ID. Remove boilerplate (cookie/navigation/legal/EEO etc). The posting includes a lot of text; we need to preserve all substantive info.
We need to decide sections:
- About the role: maybe a brief intro: "Build a career with purpose..." etc. Could be first paragraph after location. We'll include that as About the role.
- Responsibilities: "What You Will Do At Cambia" plus maybe additional functions per level? Could combine.
- Requirements: maybe qualifications? But we have Qualifications separate. Could treat Qualifications as Requirements? But we have both Qualifications and Skills sections. The instruction says use headings like Qualifications, Skills, Benefits, Pay, Schedule. So we will have sections: About the role, Responsibilities, Qualifications, Skills, Benefits, Pay. Possibly Schedule if present (not really). Work environment maybe part of Responsibilities? Could add Work Environment as its own? Not in list but we could still include if content; but instruction says prefer few substantive sections over many thin ones. Could incorporate work environment into Responsibilities or About the role. Probably better to include Work Environment as a separate section? Not in given list but we could still use for any heading? The instruction says use for section headings (e.g. About the role, Responsibilities, Requirements, Qualifications, Skills, Benefits, Pay, Schedule). It gives examples but not exclusive. Likely we should stick to those headings. So we can map:
- About the role: intro paragraphs.
- Responsibilities: "What You Will Do At Cambia" plus Additional General Functions (maybe split by level but we can keep generic). Could also include Work Environment.
- Qualifications: the bullet list per level (Underwriter I, II, III, Senior). Could present as - for each level.
- Skills: Skills And Attributes plus maybe Additional Minimum Requirements? Actually Additional Minimum Requirements are more like qualifications/requirements per level. Might be better to put them under Qualifications or Requirements. But we have Qualifications already; we could put Additional Minimum Requirements under Qualifications as subpoints? However instruction: Use
- for any list of duties/requirements/benefits. So we can have multiple lists.
We need to preserve all substantive info; not invent or summarize away detail. So we need to include all details: qualifications per level, skills, additional minimum requirements per level, additional general functions per level, work environment, pay ranges, benefits.
We must not include boilerplate like cookie/navigation/legal/EEO etc. The text includes "Learn More About Our Benefits." and "We are happy to offer work from home options..." and then cut off at "As part of our security requirements, new hires will need access to a per". That seems truncated; we should stop before that incomplete sentence? The instruction: preserve ALL substantive information; do not invent or summarize away detail. The truncated sentence is not substantive? It's incomplete; maybe we should omit it because it's not complete info. We'll stop before that.
We also need to remove duplicated lines. There may be duplicated lines like "Underwriter I, II, III Or Senior Hybrid role (3 days/week in office) at our Salt Lake City, Boise, Portland, Vancouver, Renton, Medford, Burlington, Lewiston offices." We'll keep that as location info maybe in About the role.
We need to output only HTML fragment, no /, no markdown fences.
Let's craft.
Structure:
About the role
Underwriter I, II, III Or Senior Hybrid role (3 days/week in office) at our Salt Lake City, Boise, Portland, Vancouver, Renton, Medford, Burlington, Lewiston offices. Preference will be given to current employees and candidates who reside within a commutable distance from our Salt Lake City, Boise, and Lewiston offices or who are willing to relocate. Build a career with purpose. Join our Cause to create a person-focused and economically sustainable health care system. Who We Are Looking For Every day, Cambia’s dedicated team of Underwriters is living our mission to make health care easier and lives better. As a member of the Underwriters team, our Underwriters Evaluate assigned group eligibility and risk and assign the appropriate rate for new and renewal groups across small and large group segments – all in service of creating a person-focused health care experience. Do you have a passion for serving others and learning new things? Do you thrive as part of a collaborative, caring team? Then this role may be the perfect fit.
That's a lot but okay.
Responsibilities
Follow underwriting guidelines, policies, procedures, and formulas in developing and assigning rates for new and renewal groups, including alternative benefit variations and complex funding arrangements. Verify employer eligibility to purchase and renew group products, ensuring all groups meet minimum participation and contribution requirements. Audit new and renewing groups as necessary to ensure compliance with underwriting and legislative guidelines. Validate that all required documentation received is complete and properly executed. Approve renewal changes after verifying rates and product selection. Maintain complete and accurate records and documentation in underwriting systems. Identify and resolve data discrepancies and processing errors. Monitor application status and ensure timely processing through workflow systems. Gather appropriate data to determine the status of account refunds. Maintain spreadsheet information on group renewal history. Use independent judgment, or judgment with appropriate level of peer/manager review, to evaluate system-generated rate calculations for reasonability. Utilize applications to support the rating and underwriting process, including but not limited to StepWise, Salesforce, claims systems, and other reporting databases. Prepare memos and other correspondence to communicate changes in rates or benefits. Process appropriate paperwork associated with renewal rate actions and proposal closings. Maintain a working knowledge of State and Federal regulations, including the Affordable Care Act, affecting group rating.
Then we could add Additional General Functions as part of Responsibilities? But we have a lot; maybe we can add a second for Additional General Functions (but that's still responsibilities). Could combine.
We could add a
Additional General Functions
but not in list. Might be okay but instruction says prefer few substantive sections. Could embed within Responsibilities as separate paragraphs per level? Might be too long but okay.
We need to preserve all substantive info, including Additional General Functions for each level. So we need to include them. Could create a Additional General Functions
and then have subheadings? But we cannot use headings other than h3? We can use h3 for each subsection. That would be many sections but still okay. However instruction: Prefer a few substantive sections over many thin ones. So maybe we should keep Responsibilities as one section and include all duties (including additional functions) in that section, maybe using - for each duty. That would be a long list but okay.
Thus we can convert responsibilities into a list.
Similarly, Qualifications: list per level.
Skills: list.
Additional Minimum Requirements per level: could be part of Qualifications? But we already have Qualifications; we could add another section "Requirements" for those additional minimum requirements. The instruction includes Requirements as a possible heading. So we can have:
- About the role
- Responsibilities
- Qualifications
- Requirements (Additional Minimum Requirements)
- Skills
- Benefits
- Pay
Schedule not present.
We need to ensure we don't repeat content.
Let's extract details.
Qualifications:
Underwriter I: Bachelor's degree in business, math, statistics, or related discipline; or equivalent combination of education and experience.
Underwriter II: Bachelor's degree in business, math, statistics, or related discipline and a minimum of 3 years of related experience; or equivalent combination.
Underwriter III: Bachelor's degree in business, math, statistics, or related discipline and a minimum of 5 years of related experience; or equivalent combination.
Underwriter Senior: Bachelor's degree in business, math, statistics, or related discipline and a minimum of 8 years of related experience; or equivalent combination.
Skills And Attributes:
- Demonstrated analytical and problem-solving skills.
- Business acumen including finance, accounting, economics, and risk management principles.
- Effective verbal and written communication skills.
- Ability to build and maintain positive internal and external customer interactions.
- Ability to prioritize tasks and meet deadlines.
- Demonstrated technology proficiency, including Excel, Word, and applicable software applications.
- Experience with AI tools and technologies to enhance productivity and decision-making in professional settings highly desired
Additional Minimum Requirements For Level II:
- Demonstrated success managing competing priorities and workload.
- Ability to work independently, meet deadlines, and achieve standards.
- Proven attention to detail and accuracy in data entry and other administrative tasks.
- Understanding of fundamental negotiation principles and company policies.
Additional Minimum Requirements For Level III:
- Demonstrated proficiency working with complex computer software systems and automation.
- Ability to effectively explain complex mathematical and abstract concepts to a variety of stakeholders, including those with less familiarity or understanding.
- Advanced knowledge of healthcare benefits and programs.
- Confidence in presenting terms and defending underwriting decisions.
- Strong problem-solving skills with the ability to investigate and resolve complex issues.
Additional Minimum Requirements For Senior Level:
- Proven understanding of business, including finance, accounting, economics, and risk management.
- Demonstrated attainment of a high level of independent, consistent performance.
- Ability to organize, plan, prioritize, and complete complex assignments with little or no supervision.
- Ability to document processes and procedures.
- Demonstrated ability to read the marketplace and competitive environment.
- Expertise in alternate funding arrangements and underwriting policies and procedures.
Additional General Functions And Outcomes For Level II:
- Assist in training more junior level Underwriters.
- Work independently to prioritize work, meet deadlines, and achieve standards.
- Prepare retrospective settlements.
- Analyze reinstatement requests to grant or deny approval.
- Advise internal teams on underwriting questions and issue resolution.
- Support management reporting efforts and the development of automated rating and analysis tools.
- Develop and prepare federal and state reporting documents.
- Answer questions regarding the basic factors used in developing rates.
Additional General Functions And Outcomes For Level III:
- Proactively suggest alternative benefit options and determine rates for alternative benefit variations and more complex funding arrangements.
- Support all types of group clients, including self-funded companies, associations, and national accounts.
- Actively participate in the review and maintenance of underwriting guidelines.
- Conduct user acceptance testing of underwriting and front-end systems.
- Provide training to non-underwriting departments, including Sales, on underwriting policies and procedures as necessary.
- Use independent judgment to evaluate system-generated rate calculations for reasonability.
- Answer questions regarding the factors used in developing rates, including group size, type of benefits, age/gender composition, large claims, experience from prior carriers, and current rates.
- Analyze large claims to proactively identify risk patterns and develop accurate pricing models.
- Assess health risk in a group environment, including large claim analysis for ongoing claim costs.
- Review and determine whether to grant exceptions to underwriting policy.
- Ensure proper administration of underwriting and legislative guidelines for new and renewing groups.
- Handle large volume production with account-specific issues (e.g., reinstatements, eligibility standards, group identification criteria).
- Prepare rate breakouts and hierarchy definitions for group setups.
- Review and direct the preparation of experience reports for fiscal, ERISA, and retrospective premium settlements.
-
for section headings (e.g. About the role, Responsibilities, Requirements, Qualifications, Skills, Benefits, Pay, Schedule). It gives examples but not exclusive. Likely we should stick to those headings. So we can map:
- About the role: intro paragraphs.
- Responsibilities: "What You Will Do At Cambia" plus Additional General Functions (maybe split by level but we can keep generic). Could also include Work Environment.
- Qualifications: the bullet list per level (Underwriter I, II, III, Senior). Could present as - for each level.
- Skills: Skills And Attributes plus maybe Additional Minimum Requirements? Actually Additional Minimum Requirements are more like qualifications/requirements per level. Might be better to put them under Qualifications or Requirements. But we have Qualifications already; we could put Additional Minimum Requirements under Qualifications as subpoints? However instruction: Use
- for any list of duties/requirements/benefits. So we can have multiple lists.
We need to preserve all substantive info; not invent or summarize away detail. So we need to include all details: qualifications per level, skills, additional minimum requirements per level, additional general functions per level, work environment, pay ranges, benefits.
We must not include boilerplate like cookie/navigation/legal/EEO etc. The text includes "Learn More About Our Benefits." and "We are happy to offer work from home options..." and then cut off at "As part of our security requirements, new hires will need access to a per". That seems truncated; we should stop before that incomplete sentence? The instruction: preserve ALL substantive information; do not invent or summarize away detail. The truncated sentence is not substantive? It's incomplete; maybe we should omit it because it's not complete info. We'll stop before that.
We also need to remove duplicated lines. There may be duplicated lines like "Underwriter I, II, III Or Senior Hybrid role (3 days/week in office) at our Salt Lake City, Boise, Portland, Vancouver, Renton, Medford, Burlington, Lewiston offices." We'll keep that as location info maybe in About the role.
We need to output only HTML fragment, no /, no markdown fences.
Let's craft.
Structure:
About the role
Underwriter I, II, III Or Senior Hybrid role (3 days/week in office) at our Salt Lake City, Boise, Portland, Vancouver, Renton, Medford, Burlington, Lewiston offices. Preference will be given to current employees and candidates who reside within a commutable distance from our Salt Lake City, Boise, and Lewiston offices or who are willing to relocate. Build a career with purpose. Join our Cause to create a person-focused and economically sustainable health care system. Who We Are Looking For Every day, Cambia’s dedicated team of Underwriters is living our mission to make health care easier and lives better. As a member of the Underwriters team, our Underwriters Evaluate assigned group eligibility and risk and assign the appropriate rate for new and renewal groups across small and large group segments – all in service of creating a person-focused health care experience. Do you have a passion for serving others and learning new things? Do you thrive as part of a collaborative, caring team? Then this role may be the perfect fit.
That's a lot but okay.
Responsibilities
Follow underwriting guidelines, policies, procedures, and formulas in developing and assigning rates for new and renewal groups, including alternative benefit variations and complex funding arrangements. Verify employer eligibility to purchase and renew group products, ensuring all groups meet minimum participation and contribution requirements. Audit new and renewing groups as necessary to ensure compliance with underwriting and legislative guidelines. Validate that all required documentation received is complete and properly executed. Approve renewal changes after verifying rates and product selection. Maintain complete and accurate records and documentation in underwriting systems. Identify and resolve data discrepancies and processing errors. Monitor application status and ensure timely processing through workflow systems. Gather appropriate data to determine the status of account refunds. Maintain spreadsheet information on group renewal history. Use independent judgment, or judgment with appropriate level of peer/manager review, to evaluate system-generated rate calculations for reasonability. Utilize applications to support the rating and underwriting process, including but not limited to StepWise, Salesforce, claims systems, and other reporting databases. Prepare memos and other correspondence to communicate changes in rates or benefits. Process appropriate paperwork associated with renewal rate actions and proposal closings. Maintain a working knowledge of State and Federal regulations, including the Affordable Care Act, affecting group rating.
Then we could add Additional General Functions as part of Responsibilities? But we have a lot; maybe we can add a second for Additional General Functions (but that's still responsibilities). Could combine.
We could add a
Additional General Functions
but not in list. Might be okay but instruction says prefer few substantive sections. Could embed within Responsibilities as separate paragraphs per level? Might be too long but okay.
We need to preserve all substantive info, including Additional General Functions for each level. So we need to include them. Could create a Additional General Functions
and then have subheadings? But we cannot use headings other than h3? We can use h3 for each subsection. That would be many sections but still okay. However instruction: Prefer a few substantive sections over many thin ones. So maybe we should keep Responsibilities as one section and include all duties (including additional functions) in that section, maybe using - for each duty. That would be a long list but okay.
Thus we can convert responsibilities into a list.
Similarly, Qualifications: list per level.
Skills: list.
Additional Minimum Requirements per level: could be part of Qualifications? But we already have Qualifications; we could add another section "Requirements" for those additional minimum requirements. The instruction includes Requirements as a possible heading. So we can have:
- About the role
- Responsibilities
- Qualifications
- Requirements (Additional Minimum Requirements)
- Skills
- Benefits
- Pay
Schedule not present.
We need to ensure we don't repeat content.
Let's extract details.
Qualifications:
Underwriter I: Bachelor's degree in business, math, statistics, or related discipline; or equivalent combination of education and experience.
Underwriter II: Bachelor's degree in business, math, statistics, or related discipline and a minimum of 3 years of related experience; or equivalent combination.
Underwriter III: Bachelor's degree in business, math, statistics, or related discipline and a minimum of 5 years of related experience; or equivalent combination.
Underwriter Senior: Bachelor's degree in business, math, statistics, or related discipline and a minimum of 8 years of related experience; or equivalent combination.
Skills And Attributes:
- Demonstrated analytical and problem-solving skills.
- Business acumen including finance, accounting, economics, and risk management principles.
- Effective verbal and written communication skills.
- Ability to build and maintain positive internal and external customer interactions.
- Ability to prioritize tasks and meet deadlines.
- Demonstrated technology proficiency, including Excel, Word, and applicable software applications.
- Experience with AI tools and technologies to enhance productivity and decision-making in professional settings highly desired
Additional Minimum Requirements For Level II:
- Demonstrated success managing competing priorities and workload.
- Ability to work independently, meet deadlines, and achieve standards.
- Proven attention to detail and accuracy in data entry and other administrative tasks.
- Understanding of fundamental negotiation principles and company policies.
Additional Minimum Requirements For Level III:
- Demonstrated proficiency working with complex computer software systems and automation.
- Ability to effectively explain complex mathematical and abstract concepts to a variety of stakeholders, including those with less familiarity or understanding.
- Advanced knowledge of healthcare benefits and programs.
- Confidence in presenting terms and defending underwriting decisions.
- Strong problem-solving skills with the ability to investigate and resolve complex issues.
Additional Minimum Requirements For Senior Level:
- Proven understanding of business, including finance, accounting, economics, and risk management.
- Demonstrated attainment of a high level of independent, consistent performance.
- Ability to organize, plan, prioritize, and complete complex assignments with little or no supervision.
- Ability to document processes and procedures.
- Demonstrated ability to read the marketplace and competitive environment.
- Expertise in alternate funding arrangements and underwriting policies and procedures.
Additional General Functions And Outcomes For Level II:
- Assist in training more junior level Underwriters.
- Work independently to prioritize work, meet deadlines, and achieve standards.
- Prepare retrospective settlements.
- Analyze reinstatement requests to grant or deny approval.
- Advise internal teams on underwriting questions and issue resolution.
- Support management reporting efforts and the development of automated rating and analysis tools.
- Develop and prepare federal and state reporting documents.
- Answer questions regarding the basic factors used in developing rates.
Additional General Functions And Outcomes For Level III:
- Proactively suggest alternative benefit options and determine rates for alternative benefit variations and more complex funding arrangements.
- Support all types of group clients, including self-funded companies, associations, and national accounts.
- Actively participate in the review and maintenance of underwriting guidelines.
- Conduct user acceptance testing of underwriting and front-end systems.
- Provide training to non-underwriting departments, including Sales, on underwriting policies and procedures as necessary.
- Use independent judgment to evaluate system-generated rate calculations for reasonability.
- Answer questions regarding the factors used in developing rates, including group size, type of benefits, age/gender composition, large claims, experience from prior carriers, and current rates.
- Analyze large claims to proactively identify risk patterns and develop accurate pricing models.
- Assess health risk in a group environment, including large claim analysis for ongoing claim costs.
- Review and determine whether to grant exceptions to underwriting policy.
- Ensure proper administration of underwriting and legislative guidelines for new and renewing groups.
- Handle large volume production with account-specific issues (e.g., reinstatements, eligibility standards, group identification criteria).
- Prepare rate breakouts and hierarchy definitions for group setups.
- Review and direct the preparation of experience reports for fiscal, ERISA, and retrospective premium settlements.
-
- for any list of duties/requirements/benefits. So we can have multiple lists.
We need to preserve all substantive info; not invent or summarize away detail. So we need to include all details: qualifications per level, skills, additional minimum requirements per level, additional general functions per level, work environment, pay ranges, benefits.
We must not include boilerplate like cookie/navigation/legal/EEO etc. The text includes "Learn More About Our Benefits." and "We are happy to offer work from home options..." and then cut off at "As part of our security requirements, new hires will need access to a per". That seems truncated; we should stop before that incomplete sentence? The instruction: preserve ALL substantive information; do not invent or summarize away detail. The truncated sentence is not substantive? It's incomplete; maybe we should omit it because it's not complete info. We'll stop before that.
We also need to remove duplicated lines. There may be duplicated lines like "Underwriter I, II, III Or Senior Hybrid role (3 days/week in office) at our Salt Lake City, Boise, Portland, Vancouver, Renton, Medford, Burlington, Lewiston offices." We'll keep that as location info maybe in About the role.
We need to output only HTML fragment, no /, no markdown fences.
Let's craft.
Structure:
About the role
Underwriter I, II, III Or Senior Hybrid role (3 days/week in office) at our Salt Lake City, Boise, Portland, Vancouver, Renton, Medford, Burlington, Lewiston offices. Preference will be given to current employees and candidates who reside within a commutable distance from our Salt Lake City, Boise, and Lewiston offices or who are willing to relocate. Build a career with purpose. Join our Cause to create a person-focused and economically sustainable health care system. Who We Are Looking For Every day, Cambia’s dedicated team of Underwriters is living our mission to make health care easier and lives better. As a member of the Underwriters team, our Underwriters Evaluate assigned group eligibility and risk and assign the appropriate rate for new and renewal groups across small and large group segments – all in service of creating a person-focused health care experience. Do you have a passion for serving others and learning new things? Do you thrive as part of a collaborative, caring team? Then this role may be the perfect fit.
That's a lot but okay.Responsibilities
Follow underwriting guidelines, policies, procedures, and formulas in developing and assigning rates for new and renewal groups, including alternative benefit variations and complex funding arrangements. Verify employer eligibility to purchase and renew group products, ensuring all groups meet minimum participation and contribution requirements. Audit new and renewing groups as necessary to ensure compliance with underwriting and legislative guidelines. Validate that all required documentation received is complete and properly executed. Approve renewal changes after verifying rates and product selection. Maintain complete and accurate records and documentation in underwriting systems. Identify and resolve data discrepancies and processing errors. Monitor application status and ensure timely processing through workflow systems. Gather appropriate data to determine the status of account refunds. Maintain spreadsheet information on group renewal history. Use independent judgment, or judgment with appropriate level of peer/manager review, to evaluate system-generated rate calculations for reasonability. Utilize applications to support the rating and underwriting process, including but not limited to StepWise, Salesforce, claims systems, and other reporting databases. Prepare memos and other correspondence to communicate changes in rates or benefits. Process appropriate paperwork associated with renewal rate actions and proposal closings. Maintain a working knowledge of State and Federal regulations, including the Affordable Care Act, affecting group rating.
Then we could add Additional General Functions as part of Responsibilities? But we have a lot; maybe we can add a secondfor Additional General Functions (but that's still responsibilities). Could combine. We could add a
Additional General Functions
but not in list. Might be okay but instruction says prefer few substantive sections. Could embed within Responsibilities as separate paragraphs per level? Might be too long but okay. We need to preserve all substantive info, including Additional General Functions for each level. So we need to include them. Could create aAdditional General Functions
and then have subheadings? But we cannot use headings other than h3? We can use h3 for each subsection. That would be many sections but still okay. However instruction: Prefer a few substantive sections over many thin ones. So maybe we should keep Responsibilities as one section and include all duties (including additional functions) in that section, maybe using- for each duty. That would be a long list but okay. Thus we can convert responsibilities into a list. Similarly, Qualifications: list per level. Skills: list. Additional Minimum Requirements per level: could be part of Qualifications? But we already have Qualifications; we could add another section "Requirements" for those additional minimum requirements. The instruction includes Requirements as a possible heading. So we can have: - About the role - Responsibilities - Qualifications - Requirements (Additional Minimum Requirements) - Skills - Benefits - Pay Schedule not present. We need to ensure we don't repeat content. Let's extract details. Qualifications: Underwriter I: Bachelor's degree in business, math, statistics, or related discipline; or equivalent combination of education and experience. Underwriter II: Bachelor's degree in business, math, statistics, or related discipline and a minimum of 3 years of related experience; or equivalent combination. Underwriter III: Bachelor's degree in business, math, statistics, or related discipline and a minimum of 5 years of related experience; or equivalent combination. Underwriter Senior: Bachelor's degree in business, math, statistics, or related discipline and a minimum of 8 years of related experience; or equivalent combination. Skills And Attributes: - Demonstrated analytical and problem-solving skills. - Business acumen including finance, accounting, economics, and risk management principles. - Effective verbal and written communication skills. - Ability to build and maintain positive internal and external customer interactions. - Ability to prioritize tasks and meet deadlines. - Demonstrated technology proficiency, including Excel, Word, and applicable software applications. - Experience with AI tools and technologies to enhance productivity and decision-making in professional settings highly desired Additional Minimum Requirements For Level II: - Demonstrated success managing competing priorities and workload. - Ability to work independently, meet deadlines, and achieve standards. - Proven attention to detail and accuracy in data entry and other administrative tasks. - Understanding of fundamental negotiation principles and company policies. Additional Minimum Requirements For Level III: - Demonstrated proficiency working with complex computer software systems and automation. - Ability to effectively explain complex mathematical and abstract concepts to a variety of stakeholders, including those with less familiarity or understanding. - Advanced knowledge of healthcare benefits and programs. - Confidence in presenting terms and defending underwriting decisions. - Strong problem-solving skills with the ability to investigate and resolve complex issues. Additional Minimum Requirements For Senior Level: - Proven understanding of business, including finance, accounting, economics, and risk management. - Demonstrated attainment of a high level of independent, consistent performance. - Ability to organize, plan, prioritize, and complete complex assignments with little or no supervision. - Ability to document processes and procedures. - Demonstrated ability to read the marketplace and competitive environment. - Expertise in alternate funding arrangements and underwriting policies and procedures. Additional General Functions And Outcomes For Level II: - Assist in training more junior level Underwriters. - Work independently to prioritize work, meet deadlines, and achieve standards. - Prepare retrospective settlements. - Analyze reinstatement requests to grant or deny approval. - Advise internal teams on underwriting questions and issue resolution. - Support management reporting efforts and the development of automated rating and analysis tools. - Develop and prepare federal and state reporting documents. - Answer questions regarding the basic factors used in developing rates. Additional General Functions And Outcomes For Level III: - Proactively suggest alternative benefit options and determine rates for alternative benefit variations and more complex funding arrangements. - Support all types of group clients, including self-funded companies, associations, and national accounts. - Actively participate in the review and maintenance of underwriting guidelines. - Conduct user acceptance testing of underwriting and front-end systems. - Provide training to non-underwriting departments, including Sales, on underwriting policies and procedures as necessary. - Use independent judgment to evaluate system-generated rate calculations for reasonability. - Answer questions regarding the factors used in developing rates, including group size, type of benefits, age/gender composition, large claims, experience from prior carriers, and current rates. - Analyze large claims to proactively identify risk patterns and develop accurate pricing models. - Assess health risk in a group environment, including large claim analysis for ongoing claim costs. - Review and determine whether to grant exceptions to underwriting policy. - Ensure proper administration of underwriting and legislative guidelines for new and renewing groups. - Handle large volume production with account-specific issues (e.g., reinstatements, eligibility standards, group identification criteria). - Prepare rate breakouts and hierarchy definitions for group setups. - Review and direct the preparation of experience reports for fiscal, ERISA, and retrospective premium settlements. -