Underwriter & Business Developer - AMETA Finance Group

Responsibilities

• Build and manage a high-quality deal pipeline through outbound outreach, referrals, existing relationships, and strategic partnerships.
• Identify and pursue new business opportunities across small business cash advance and collateralized lending products.
• Develop strong relationships with clients, brokers, referral partners, and strategic partners to drive repeat and referral business.
• Lead client and partner conversations from initial opportunity through negotiation, underwriting, approval, and close.

Underwriting, Risk And Credit Analysis

• Underwrite MCA, small business finance, and collateralized loan opportunities through review of financial statements, tax returns, bank statements, cash flow, credit profile, business performance, and repayment capacity.
• Analyze borrower and merchant risk, including revenue trends, balances, existing obligations, payment history, industry risk, liens, judgments, UCC filings, and other risk indicators.
• Evaluate collateralized loan opportunities by reviewing collateral type, valuation, marketability, liquidity, advance rate, LTV, and liquidation risk.
• Structure and negotiate transactions, including funding amount, pricing, repayment terms, collateral requirements, guarantees, stipulations, and closing conditions.
• Identify red flags, fraud indicators, undisclosed obligations, document irregularities, stacking risk, collateral issues, and other credit or operational risks.
• Prepare clear financial summaries, credit memos, risk assessments, and approval recommendations.

Portfolio, Pipeline And Client Management

• Support collateral documentation, perfection, custody, control, and monitoring processes with legal, operations, finance, and servicing teams.
• Maintain accurate pipeline, underwriting, and client activity records in the CRM and internal systems.
• Provide regular updates on deal flow, conversion rates, approvals, declines, revenue performance, and portfolio trends.
• Ensure a professional client experience from initial contact through funding and post-closing follow-up.

Requirements

• 5+ years of experience in MCA, specialty finance, secured lending, asset-based lending, private credit, commercial lending, or similar financial services.
• Proven experience in underwriting, credit analysis, deal structuring, risk assessment, and borrower repayment analysis.
• Strong understanding of financial statements, bank statements, cash flow, collateral valuation, LTV analysis, secured transactions, and borrower risk.
• Ability to identify fraud indicators, document inconsistencies, undisclosed obligations, stacking risk, collateral issues, and underwriting red flags.
• Skilled negotiator with strong judgment, financial acumen, attention to detail, and documentation discipline.
• Experience with CRM systems, underwriting platforms, pipeline tracking, and portfolio reporting tools.

Pay

Base salary: $80,000-$100,000

Schedule

Monday–Thursday: 9:30 AM – 6:00 PM and Friday: 9:00 AM – 5:00 PM