Business Banking Underwriter

General Function

Review and decide small business relationships, focusing on business purpose credits up to $2 million, in a centralized environment.

Responsibilities

• Request all necessary information and determine the proper risk rating and required credit action.
• Complete underwriting memos for business purpose requests.
• Support Banking Center personnel by communicating loan decisions and financial analysis.
• Communicate cross-sell opportunities identified during the underwriting process.
• Provide coaching to Banking Center staff and commercial relationship managers.
• Identify and review all necessary due diligence items.
• Avoid risks by following policies and procedures.
• Ensure proper risk rating is completed and perform periodic reviews and ALSR reports.
• Assist with SAG transfers if necessary.
• Perform miscellaneous job duties as assigned.

Supervisory Responsibilities

None

Minimum Knowledge, Skills And Abilities Required

• College degree in accounting, finance or economics (preferred).
• 3+ years of credit analysis and/or loan review experience, preferably in the banking industry.
• Proficient in basic software applications like Microsoft Access, Word, and Excel.
• Familiarity with the Bank's internal applications is helpful.
• Attention to detail and excellent verbal and written communication skills.

Benefits

The base salary for this position reflects the range of salary levels for all roles within this pay grade across the U.S. Individual salaries within this range will vary based on factors such as role, relevant skillset, relevant experience, education, and geographic location. This role is eligible to participate in an incentive compensation plan, with any such payment based upon company, line of business, and/or individual performance. For more information on our extensive benefits programs, visit: 53.com Careers page.