Treasurer, PAYO Digital Bank

We need to output HTML fragment with sections: About the role? The posting includes "About Payoneer" but that's company description; we need to reformat job posting into clean semantic HTML. Use

for section headings (e.g. About the role, Responsibilities, Requirements, Qualifications, Skills, Benefits, Pay, Schedule). Do NOT repeat the job title as a heading. Do NOT put Job ID / requisition numbers as headings — fold minor metadata into a short

or drop it. Preserve ALL substantive information; do NOT invent or summarize away detail. Remove cookie/navigation/legal/EEO/equal-opportunity/scam-warning boilerplate, duplicated lines, and application instructions. IMPORTANT: include a section ONLY when the posting has real, specific content for it — never emit a heading followed by filler/placeholder text (e.g. "commensurate with experience", "not specified", "N/A", "varies", "TBD") and never create Pay/Schedule/Benefits sections unless the posting actually states them. Prefer a few substantive sections over many thin ones. Output ONLY the HTML fragment — no /, no markdown code fences. We need to decide which sections to include based on content. The posting includes: - About Payoneer (company description) – could be "About the role"? Actually "About the role" is typical heading for description of role. The posting includes "What you'll do" (responsibilities) and "Who you are" (requirements/qualifications). Also "Nice to have". Also "In accordance with New York City Law, below is the annual base salary range for this position." So we have Pay section. Also benefits: "The position is eligible for health insurance, disability insurance, life insurance, 401k plan, paid-time off, and sick (and where applicable safe) leave. This position is also eligible for a discretionary year-end bonus." So Benefits section. Schedule? Not mentioned. So we should not create Schedule section. We need to avoid boilerplate like EEO, equal opportunity, accommodation statements, etc. Remove those. Also remove "The Payoneer Ways of Working" etc? That's maybe values; could be considered part of About the role? Might be considered boilerplate? It's not exactly EEO but it's cultural values. The instruction: remove cookie/navigation/legal/EEO/equal-opportunity/scam-warning boilerplate, duplicated lines, and application instructions. The "Payoneer Ways of Working" might be considered cultural description; not explicitly prohibited. But we might keep it as part of About the role? However we need to preserve substantive information. The "Ways of Working" is somewhat generic but could be considered part of company culture. Might keep as a paragraph under About the role? But we have no explicit "About the role" heading; we could use "About the role" to include company description and maybe the Ways of Working. However the instruction says use

for section headings (e.g. About the role, Responsibilities, Requirements, Qualifications, Skills, Benefits, Pay, Schedule). So we can create sections: About the role, Responsibilities, Requirements, Benefits, Pay. Possibly also Qualifications? The "Who you are" includes qualifications and nice-to-have. Could split into Requirements (must-have) and Nice to have (maybe under Skills?). But we have to avoid thin sections. Perhaps combine Requirements and Nice to have into a single "Requirements" section with bullet lists for must-have and nice-to-have? Or separate into Requirements and Skills? The "Nice to have" could be considered Skills. But we have a separate Skills heading possible. However we need to avoid filler. Let's think: The posting includes: - Bachelor's degree in Finance, Economics, Accounting or a related field. - 10+ years of experience in Treasury, Liquidity Management, Reserve Management or Investment Operations. - Experience within a regulated financial institution, payments company, fintech, or digital asset organization. - Strong understanding of liquidity management, cash forecasting, treasury operations and controls. - Exceptional analytical and problem-solving skills. - Strong stakeholder management and cross-functional collaboration skills. - Comfortable operating in a fast-paced and evolving environment. - Self-starter with a strong sense of ownership and accountability. Nice to have: - Experience with stablecoins, digital assets, blockchain infrastructure or custody solutions. - Familiarity with trust banking or fiduciary custody frameworks. - Knowledge of the GENIUS Act, OCC regulatory environment, or related banking regulations. - CTP, CFA or CPA certification. Thus we could have a "Requirements" section with bullet list of the must-have items, and a "Preferred Qualifications" maybe but we don't have that heading; we could use "Skills" for nice-to-have? Or we could combine them under "Requirements" with sub-bullets? The instruction: Prefer a few substantive sections over many thin ones. So maybe we have sections: About the role, Responsibilities, Requirements, Benefits, Pay. We need to include all substantive info: company description (About Payoneer), maybe the "Payoneer Ways of Working" could be part of About the role. The "What you'll do" responsibilities list. We must not repeat the job title as a heading. The job title is "Treasury Operations Director". Not to be used as heading. We must not include Job ID/requisition numbers (none visible). Remove EEO etc. We need to output only HTML fragment. Thus produce something like:

About the role

About Payoneer ... (company description) ... The Payoneer Ways of Working ... (maybe include).

Responsibilities

• Build and develop PDB's treasury operating model, systems, controls and processes.
• Manage day-to-day liquidity, funding activities and settlement operations.
• Oversee stablecoin reserve assets and ensure compliance with applicable regulatory and governance requirements.
• Develop cash flow forecasting and liquidity stress testing capabilities.
• Partner closely with Product, Engineering, Risk, Compliance and Finance teams to support new initiatives and operational readiness.
• Manage relationships with banking partners, custodians and treasury service providers.
• Prepare treasury reporting and materials for executive management, committees and board discussions.
• Assess treasury and liquidity implications of new products and business initiatives.

Requirements

• Bachelor's degree in Finance, Economics, Accounting or a related field.
• 10+ years of experience in Treasury, Liquidity Management, Reserve Management or Investment Operations.
• Experience within a regulated financial institution, payments company, fintech, or digital asset organization.
• Strong understanding of liquidity management, cash forecasting, treasury operations and controls.
• Exceptional analytical and problem-solving skills.
• Strong stakeholder management and cross-functional collaboration skills.
• Comfortable operating in a fast-paced and evolving environment.
• Self-starter with a strong sense of ownership and accountability.

Maybe also include Nice to have as part of Requirements? Could add a second list under Requirements with heading "Nice to have"? But that would be a subheading; we could just add another list with a note. However instruction: Prefer a few substantive sections over many thin ones. Adding a separate "Nice to have" section might be thin. Could incorporate into Requirements as a second list with a preceding paragraph: "Nice to have:" then list. That's still within Requirements section. Thus:

Requirements

Must have:

...

Nice to have:

...
But we need to use

for prose,

• for lists. So we can have a

  for the intro, then lists. Similarly Benefits:

  Benefits

  • Health insurance
  • Disability insurance
  • Life insurance
  • 401k plan
  • Paid-time off
  • Sick (and where applicable safe) leave
  • Discretionary year-end bonus
  Pay:

  Pay

  The annual base salary range for this position is $167,000—$277,000 USD.

  We might also include mention that actual annual base salary based on experience etc. That's substantive. So include that sentence. Thus Pay section:

  In accordance with New York City Law, the annual base salary range for this position is $167,000—$277,000 USD. Actual annual base salary is based on, but not limited to: experience, education, professional licenses, location and business needs. The position is eligible for health insurance, disability insurance, life insurance, 401k plan, paid-time off, and sick (and where applicable safe) leave. This position is also eligible for a discretionary year-end bonus.

  But we already have Benefits separate; we might not repeat benefits in Pay. Better to keep Pay just salary range and basis. Benefits separate. Thus Pay:

  In accordance with New York City Law, the annual base salary range for this position is $167,000—$277,000 USD. Actual annual base salary is based on, but not limited to: experience, education, professional licenses, location and business needs.

  Now About the role: include company description and maybe the Ways of Working. Company description paragraph: "Founded in 2005, Payoneer is the global financial platform that removes friction from doing business across borders, with a mission to connect the world’s underserved businesses to a rising global economy. We’re a community with over 2,500 colleagues all over the world, working to serve customers, and partners in over 190 countries and territories. By taking the complexity out of the financial workflows–including everything from global payments and compliance to multi-currency and workforce management, to providing working capital and business intelligence–we give businesses the tools they need to work efficiently worldwide and grow with confidence. PAYO Digital Bank, N.A. (“PDB”) is Payoneer’s proposed U.S. national trust bank, designed to support stablecoin-enabled infrastructure for global businesses. As a wholly owned subsidiary of Payoneer Global Inc., PDB will sit at the center of Payoneer’s strategy to integrate stablecoin capabilities into its global payments ecosystem, connecting stablecoin efficiency to the local economies where nearly two million Payoneer customers operate." Then maybe include "We are looking for a hands-on Treasury Operations Director to build and own the operational treasury flows of the bank end-to-end. This is a high-impact, high-visibility role reporting directly to the Chief Financial Officer. The ideal candidate will have operational experience, exceptional analytical skills, sound judgment, and a strong controls mindset. The Treasury Operations Director will be responsible for the day-to-day management of PDB’s liquidity and the reserve assets backing the bank’s stablecoin, so the bank can reliably meet its obligations and stay compliant with PDB policy and the GENIUS Act framework. This is a build role: you will help stand up PDB’s treasury function from the ground up rather than inherit an existing one. Subject to designation by the PDB Board, this role may also serve as one of PDB’s designated fiduciary officers, exercising control over PDB’s fiduciary custody accounts." That's substantive description of role. Could be part of About the role. Then maybe include "The Payoneer Ways of Working" bullet list? It's a set of values: "Act as our customer’s partner on the inside Learning what they need and creating what will help them go further. Do it. Own it. Being fearlessly accountable in everything we do. Continuously