Head of Product, PAYO Digital Bank
About the role
PAYO Digital Bank, N.A. (PDB), Payoneer's national trust bank subsidiary, is seeking a strategic, execution-focused Head of Product to own the product vision and roadmap for the bank's core offering: stablecoin issuance and redemption, customer onboarding, on/off-ramp experiences, built on the bank's core ledger and custody infrastructure. This is a high-impact, high-visibility role reporting directly to the Chief Technology Officer of PDB. The ideal candidate is a seasoned product leader with regulated payments or banking experience who is comfortable building zero-to-one in an environment where compliance is a design input, not an afterthought. You will hold a roadmap to a regulatory clock, run disciplined launch gates, partner ruthlessly with engineering on execution, and represent product decisions to OCC examiners with confidence. Candidates must be based in New York, NY OR Miami, FL.
Responsibilities
- Product Vision & Roadmap: Define and own the end-to-end product vision for PAYO-USD issuance, redemption, and payment flows, sequenced against the bank's regulatory milestones from pre-opening exam readiness through controlled pilot to general availability.
- Engineering Partnership & Execution: Act as the ultimate unblocker for the engineering team. Drive ruthless prioritization, define clear acceptance criteria, and manage technical trade-offs to ensure on-time delivery without compromising compliance.
- Compliance-Embedded Design: Partner with Compliance to embed KYC,