Strategic Analytics - Card Portfolio Risk - Senior Associate

Job Responsibilities

• Carry out complex analysis including data collection, analysis, visualization, and presentation of results to partners and management.
• Develop portfolio analytics using internal and external data along with competitive and macro-economic trends.
• Manage and optimize maximum allowable exposure at the customer level, ensuring decisions are optimized by meeting strategy constraints.
• Owning card income strategies to ensure best available income is used across account management strategies.
• Partner with and influence cross-functional teams to formulate risk strategy and product roadmap.
• Maintain and optimize risk strategies to drive financial performance and risk mitigation improvements while innovating to ensure optimal strategy performance with a growth mindset.
• Collaborate with Risk Governance, Legal, and Compliance to ensure policies are compliant with laws and regulations.
• Work with the execution team to implement, validate, and monitor the strategy quality and its performance; ensure robust control and governance to manage operational risk.
• Identify and drive innovative solutions to complex business problems and contribute to healthy business growth with a full-cycle view of loss and profitability.
• Help establish best-in-class documentation and audit controls surrounding strategies.

Required Qualifications, Capabilities, And Skills

• Bachelor's degree in a quantitative discipline from an accredited college/university required.
• Minimum 3 years of analytics experience, preferably in financial services or consulting.
• Strong analytical, interpretive, and problem-solving skills.
• Strong project management skills and attention to detail to deliver new strategies with strong testing and tracking focus.
• Excellent communication and interpersonal skills.
• Strong proficiency in SAS, SQL, and Python coding skills, Excel, Microsoft PowerPoint, and Tableau.

About The Team

The Consumer & Community Banking division serves our Chase customers through a range of financial services, including personal banking, credit cards, mortgages, auto financing, investment advice, small business loans, and payment processing. We're proud to lead the U.S. in credit card sales and deposit growth and have the most-used digital solutions – all while ranking first in customer satisfaction. Risk Management helps the firm understand, manage, and anticipate risks in a constantly changing environment. The work covers areas such as evaluating country-specific risk, understanding regulatory changes, and determining credit worthiness. Risk Management provides independent oversight and maintains an effective control environment.