Card Risk Portfolio Analytics - Associate

About the role

As an Associate on the Card Risk Portfolio Analytics Team within JPMorgan Chase's Risk Management and Compliance division, you will design and deliver analytical projects aimed at understanding emerging credit risks. You will build insights from various data sources, including internal cross line-of-business and third-party data, present findings to senior leaders, and support regulatory requests. This role requires deep curiosity, strong analytical skills, collaboration, and attention to detail.

Responsibilities

• Deliver analytical projects to identify opportunities for mitigating risks that contribute to delinquencies and credit losses.
• Apply current AI capabilities to analyze the Card portfolio and uncover meaningful patterns and insights.
• Identify and size new and emerging credit risks, recommending actions to risk colleagues within Card acquisition and portfolio management.
• Evaluate new data sources to improve card risk management.
• Communicate analytics findings to executive leadership.

Requirements

• Bachelor's degree.
• Minimum of 1 year of experience in risk management or financial services.
• Technical skills: SQL experience, MS Office proficiency, experience using AI tools, and analytical problem-solving.
• Strong written and verbal communication skills, including creating clear presentations and presenting findings to senior management.
• High degree of initiative, self-direction, and organizational discipline.
• Ability to collaborate and build strong partnerships.
• Intellectual curiosity, attention to detail, and a proven ability to learn quickly.

Preferred Qualifications

• Master's degree in a related discipline.
• Knowledge of financial procedures and principles, with a strong understanding of consumer banking.
• Experience with SAS, Python, Tableau, Alteryx, and/or LLM tools.

Benefits

• Competitive base salary determined based on role, experience, skill set, and location.
• Commission-based pay and/or discretionary incentive compensation for eligible roles, awarded in cash and/or forfeitable equity.
• Comprehensive health care coverage.
• On-site health and wellness centers.
• Retirement savings plan.
• Backup childcare.
• Tuition reimbursement.
• Mental health support and financial coaching.

JPMorgan Chase is an equal opportunity employer and values diversity and inclusion. We do not discriminate based on protected attributes and provide reasonable accommodations for applicants and employees.