Card Risk Portfolio Analytics - Associate

About the role

As part of our Risk Management and Compliance team, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks and using your expert judgment to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class.

As an Associate on the Card Risk Portfolio Analytics Team, you will design and deliver analytical projects aimed at understanding emerging credit risks. You will build insights from various data sources, including internal cross line-of-business and third-party. You will have the opportunity to present findings to senior leaders and support regulatory requests. This role requires deep curiosity, strong analytical skills, collaboration, and attention to detail.

Responsibilities

• Deliver analytical projects to identify opportunities for mitigating risks that contribute to delinquencies and credit losses.
• Apply current AI capabilities to analyze the Card portfolio and uncover meaningful patterns and insights.
• Identify and size new and emerging credit risks, recommending actions to risk colleagues within Card acquisition and portfolio management.
• Evaluate new data sources to improve card risk management.
• Communicate analytics findings to executive leadership.

Requirements

• Bachelor's degree.
• Minimum of 1 year of experience in risk management or financial services.
• Technical skills: SQL experience, MS Office experience, experience using AI tools, analytical problem solving.
• Strong written and verbal communication skills, including creating clear presentations and presenting findings to senior management.
• High degree of initiative, self-direction, and organizational discipline.
• Ability to collaborate and build strong partnerships.
• Intellectual curiosity, attention to detail, and a proven ability to learn quickly.

Preferred Qualifications

• Master's degree in a related discipline.
• Knowledge of financial procedures and principles, with a strong understanding of consumer banking.
• Experience with SAS, Python, Tableau, Alteryx, and/or LLM tools.

Benefits

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include:

• Comprehensive health care coverage.
• On-site health and wellness centers.
• A retirement savings plan.
• Backup childcare.
• Tuition reimbursement.
• Mental health support.
• Financial coaching.