Staff Business Analyst - Credit

Responsibilities

• Own the process for creating hands-on recommendations for incorporating cash flow insights into lending decisions, using best practices for account-level decisioning
• Improve customer usage of Plaid insight data through adoption of custom solutions tailored to specific customer needs
• Serve as a subject matter expert on Plaid’s credit insights and credit policy implementation in support of Data Science, Engineering, and Go-to-Market teams
• Translate lender objectives and credit strategies into actionable decisioning recommendations
• Partner cross-functionally to ensure Plaid’s credit solutions are practical, scalable, and impactful for customers
• Help customers optimize how they use alternative data across the lending lifecycle

Qualifications

• 6–10 years of relevant experience in business analysis, credit risk, underwriting, or a related function
• Deep understanding of credit risk and the development of underwriting models
• Hands-on credit expertise building and maintaining real-world credit policies for lenders
• Knowledge of the lending lifecycle and how to optimize each step, including marketing, acquisitions, customer management, and collections or recoveries
• Demonstrated ability to make data-driven decisions

Benefits

Plaid provides a comprehensive benefit plan, including medical, dental, vision, and 401(k).

Pay

Pay is based on factors such as (but not limited to) scope and responsibilities of the position, candidate's work experience and skillset, and location. Pay and benefits are subject to change at any time, consistent with the terms of any applicable compensation or benefit plans.

Compensation Range

$207.6K - $306.6K