Credit Analyst

Essential Duties And Responsibilities

• Carry out investigations and analyses of financial data to support credit decisions.
• Compile reports on potential customers' credit histories using credit reporting services.
• Analyze financial statements and prepare reports on financial positions and creditworthiness.
• Prepare and present loan committee presentations or customer meetings.
• Offer opinions on the financial strength and creditworthiness of customers.
• Maintain loan documentation files and monitor compliance with loan agreements.
• Conduct systematic reviews of loans to assess the adequacy of documentation.
• Monitor the financial status of established accounts and report any irregularities.
• Evaluate and apply compliance and regulatory issues related to loan policies and procedures.
• Show high levels of professionalism, efficiency, and customer service in resolving customer issues.
• Maintain a comprehensive understanding of Central Bank's services, operations, and organization.
• Communicate this knowledge appropriately and refer inquiries and correspondence to the right departments or individuals.
• Participate in required training and complete assignments as directed.

Additional Duties And Responsibilities

• Assist colleagues as needed.
• Be prepared to perform additional duties and responsibilities as assigned.
• Be willing to work at other assigned locations.