Credit Analyst

Essential Duties And Responsibilities

• All aspects of underwriting including credit report analysis, income calculation, book value calculation, scoring of the buy program, analyzing stips for validity (not fraudulent), and in general assuring that the deal “makes sense” for Westlake to put on the books.
• Interacts with customers, dealers, field reps, and various other outside entities (employers, other creditors, etc.) to fully investigate and disposition the deal.
• Investigate any potential fraudulent stipulations or applications as needed.
• Accountable for deal performance through tracking of early charge-offs in buyer’s portfolio.
• Directly supervises his/her DSR.
• Return on Assets will be measured for all deals booked.
• Providing excellent customer service to all dealers and sales reps.
• Making and receiving a large volume of calls.
• Calling Westlake dealerships for a variety of support- and sales and credit-related issues.
• Managing e-mails & faxes, inbound and outbound calls effectively.
• Generating and distributing reports.

Essential Knowledge, Skills & Licenses

• Excellent communication/interpersonal skills.
• Solid Critical thinking abilities.
• Able to problem-solve.
• Supervision/leadership abilities.
• Able to work under pressure and in a fast-paced environment.
• Able to adapt to change.
• Strong communication skills (Written and Verbal).
• Exceptional time management & organizational skills.
• Windows (98, 2000, XP, Vista)
• Microsoft Office Suite (Word, Excel, PowerPoint, Outlook)
• Quickly analyze situations and make decisions.
• Ability to multi-task and excel in a fast-paced environment.

Pay Rate

$18.47 per hour plus bonus. The exact starting compensation to be offered will be determined at the time of selecting an applicant for hire and will be dependent on a wide range of factors, including but not limited to geographic location, skill set, experience, education, credentials, and licensure when applicable.

Benefits

• Medical, Dental, and Vision benefits.
• Life Insurance and Long-term disability plans.
• Flexible Spending Account.
• 401K matching.
• Employee Stock Ownership Program in a $18.2 Billion Company, plus company matching.
• Wellness Programs.
• Metro Tap Card and Metro-link Reimbursement (for Los Angeles, CA employees only).
• Career Path Opportunities.
• Discounts on Parks, Museums, Movie Tickets, and Attractions.
• Employee Loan Assistance.
• Annual Flu Shot.
• Paid Vacations Days.
• Paid Sick days.
• Paid holidays.
• HGym (available in our Los Angeles, CA & Dallas, TX office).
• Rental Car Discounts, Dell Member Purchase Program UKG Wallet.