Sr. Underwriting Specialist

We need to output HTML fragment with sections: About the role? The posting includes description: "Built on meritocracy..." etc. We need to use

for section headings: About the role, Responsibilities, Requirements, Qualifications, Skills, Benefits, Pay, Schedule. Only include sections that have real content. We need to parse the posting. First paragraph: "Built on meritocracy, our unique company culture rewards self-starters and those who are committed to doing what is best for our customers. Oxford Risk Management Group is seeking a Senior Underwriting Specialist to join our growing team in The Senior Underwriting Specialist will independently evaluate and underwrite complex Commercial Casualty risks, with an emphasis on Commercial Auto, Commercial General Liability, and Excess Liability. This role requires strong technical expertise, sound underwriting judgment, and the ability to develop well-supported coverage, pricing, and captive program recommendations." That seems like an overview / About the role. Then "How You Will Contribute" bullet list (actually sentences). That's responsibilities. Then "Licenses & Certifications" line: "Property and Casualty insurance license and/or a recognized industry designation such as CPCU, AU, ARM, or CIC. (preferred)" That's qualifications. Then "Skills & Experience To Be Successful" list: many bullet points. That's skills/experience. Then "Pay Range $140,000 - $145,000 Annual" plus explanation. That's Pay. Then "Teammate Benefits & Total Well-Being" list: that's Benefits. Then "Recruiting Vendor Disclosure Statement" etc - that's boilerplate, should be removed. Then "The Power To Be Yourself" etc - EEO boilerplate, remove. We also have "Schedule" not mentioned; no schedule info, so omit. We need to preserve all substantive info, not invent. We need to use

• for any list of duties/requirements/benefits, and

  for prose. We need to not repeat job title as heading. We need to not put Job ID etc. We need to output only HTML fragment. Let's craft sections:

  About the role

  with prose: combine first paragraph(s) maybe also the sentence about Oxford Risk Management Group seeking... We'll put as

  . Then

  Responsibilities

  with
  • items from "How You Will Contribute". The bullet points are sentences separated by periods? Let's extract each sentence: - Independently underwrites new and renewal Commercial Casualty accounts, with primary emphasis on Commercial Auto, Commercial General Liability, and Excess Liability coverages. - Evaluates large and complex risks by analyzing operations, exposures, loss experience, financial information, risk-management practices, coverage needs, and proposed program structure. - Develops well-supported underwriting recommendations regarding risk selection, pricing, coverage terms, limits, deductibles or retentions, captive participation, attachment points, exclusions, and other conditions of coverage. - Reviews and interprets Commercial Auto, Commercial General Liability, and Excess Liability policies, including ISO forms and endorsements, non-ISO forms, proprietary coverage forms, and manuscript endorsements. - Applies a strong understanding of coverage mechanics to evaluate how definitions, exclusions, conditions, limits, aggregates, defense provisions, underlying insurance requirements, and endorsements interact within and across policy layers. - Identifies coverage gaps, inconsistencies, unintended coverage grants, and conflicts between quoted terms, underlying policies, excess coverage, and issued policy documents. - Applies knowledge of admitted, non-admitted, and surplus lines insurance markets, including the regulatory, filing, documentation, and procedural requirements associated with each placement structure. - Develops and maintains strong knowledge of the trucking and transportation industry, including fleet operations, vehicle ownership and leasing arrangements, driver management, commodities hauled, operating radius, federal and state filings, safety performance, and emerging industry trends. - Reviews motor-carrier information and transportation-specific risk indicators, including vehicle and driver schedules, operating authority, inspection and violation history, crash data, safety measurements, loss trends, and risk-control practices. - Analyzes detailed loss runs and claims information to identify loss frequency, severity, development, open-claim concerns, litigation trends, and patterns that may affect risk selection, pricing, coverage, or program structure. We'll put each as
  • . Then

    Qualifications

    maybe for Licenses & Certifications. Use

    or

    ? It's a single line; could be

    . But rule: use

    • for any list of duties/requirements/benefits. This is not a list, just a statement. Use

      . Then

      Skills

      (or Skills & Experience). Use
      • for each bullet. We need to capture all bullet points under "Skills & Experience To Be Successful". Let's extract: - Bachelor’s degree and a minimum of seven years of progressively responsible Commercial Property and Casualty underwriting experience; an equivalent combination of education and relevant industry experience may be considered. - Significant underwriting experience with Commercial Auto, Commercial General Liability, and Excess Liability coverages, including experience evaluating complex casualty risks. - Strong technical knowledge of commercial insurance coverage forms, policy construction, and coverage mechanics, including ISO forms and endorsements, non-ISO forms, and manuscript endorsements. - Demonstrated experience analyzing exposure information, loss runs, claims history, pricing considerations, and other underwriting data to develop well-supported risk-selection and coverage recommendations. - Working knowledge of admitted, non-admitted, and surplus lines markets and the general requirements associated with each placement structure. - Experience reviewing and evaluating policy terms, limits, deductibles or retentions, attachment points, exclusions, underlying insurance, defense provisions, and other material coverage conditions. - Demonstrated ability to independently manage complex accounts, exercise sound underwriting judgment, and clearly document and communicate underwriting recommendations. - Strong written, verbal, analytical, organizational, and interpersonal communication skills. - Advanced proficiency in Microsoft Office, particularly Excel, with the ability to organize and analyze large and complex data sets. - Underwriting experience within the trucking and transportation industry. (preferred) - Experience underwriting captive insurance programs or other alternative-risk structures. (preferred) - Experience working with actuaries to evaluate loss development, actuarial assumptions, projected losses, and account-specific loss selections. (preferred) - Experience underwriting accounts involving multiple coverage lines, insurance layers, entities, jurisdictions, or complex program structures. (preferred) We'll keep the (preferred) notes as part of the text. Then

        Pay

        with

        containing the pay range and explanation. Then

        Benefits

        with
        • for each benefit item. The benefits paragraph: "We go beyond standard benefits, focusing on the total well-being of our teammates, including: Health Benefits: Medical/Rx, Dental, Vision, Life Insurance, Disability Insurance Financial Benefits: ESPP; 401k; Student Loan Assistance; Tuition Reimbursement Mental Health & Wellness: Free Mental Health & Enhanced Advocacy ServicesBeyond Benefits: Paid Time Off, Holidays, Preferred Partner Discounts and more. Not reflective of all benefits. Enrollment waiting periods or eligibility criteria may apply to certain benefits. Benefit details and offerings may vary for subsidiary entities or in specific geographic locations." We need to turn into list items. Could break into categories but we can just list each benefit as separate items. However we need to preserve all substantive info; we can create list items for each benefit mentioned. Let's parse: Health Benefits: Medical/Rx, Dental, Vision, Life Insurance, Disability Insurance Financial Benefits: ESPP; 401k; Student Loan Assistance; Tuition Reimbursement Mental Health & Wellness: Free Mental Health & Enhanced Advocacy Services Beyond Benefits: Paid Time Off, Holidays, Preferred Partner Discounts and more. We could create items: - Health Benefits: Medical/Rx, Dental, Vision, Life Insurance, Disability Insurance - Financial Benefits: ESPP, 401k, Student Loan Assistance, Tuition Reimbursement - Mental Health & Wellness: Free Mental Health & Enhanced Advocacy Services - Beyond Benefits: Paid Time Off, Holidays, Preferred Partner Discounts and more Also note the sentences about not reflective etc. Could be included as a

          after list. We'll keep that as a

          after the list. Now ensure we don't include any boilerplate like Recruiting Vendor Disclosure Statement, EEO, etc. Now produce HTML. We need to output only HTML fragment, no markdown fences. Let's craft:

          About the role

          Built on meritocracy, our unique company culture rewards self-starters and those who are committed to doing what is best for our customers. Oxford Risk Management Group is seeking a Senior Underwriting Specialist to join our growing team. The Senior Underwriting Specialist will independently evaluate and underwrite complex Commercial Casualty risks, with an emphasis on Commercial Auto, Commercial General Liability, and Excess Liability. This role requires strong technical expertise, sound underwriting judgment, and the ability to develop well-supported coverage, pricing, and captive program recommendations.

          Responsibilities

          • Independently underwrites new and renewal Commercial Casualty accounts, with primary emphasis on Commercial Auto, Commercial General Liability, and Excess Liability coverages.
          • Evaluates large and complex risks by analyzing operations, exposures, loss experience, financial information, risk-management practices, coverage needs, and proposed program structure.
          • Develops well-supported underwriting recommendations regarding risk selection, pricing, coverage terms, limits, deductibles or retentions, captive participation, attachment points, exclusions, and other conditions of coverage.
          • Reviews and interprets Commercial Auto, Commercial General Liability, and Excess Liability policies, including ISO forms and endorsements, non-ISO forms, proprietary coverage forms, and manuscript endorsements.
          • Applies a strong understanding of coverage mechanics to evaluate how definitions, exclusions, conditions, limits, aggregates, defense provisions, underlying insurance requirements, and endorsements interact within and across policy layers.
          • Identifies coverage gaps, inconsistencies, unintended coverage grants, and conflicts between quoted terms, underlying policies, excess coverage, and issued policy documents.
          • Applies knowledge of admitted, non-admitted, and surplus lines insurance markets, including the regulatory, filing, documentation, and procedural requirements associated with each placement structure.
          • Develops and maintains strong knowledge of the trucking and transportation industry, including fleet operations, vehicle ownership and leasing arrangements, driver management, commodities hauled, operating radius, federal and state filings, safety performance, and emerging industry trends.
          • Reviews motor-carrier information and transportation-specific risk indicators, including vehicle and driver schedules, operating authority, inspection and violation history, crash data, safety measurements, loss trends, and risk-control practices.
          • Analyzes detailed loss runs and claims information to identify loss frequency, severity, development, open-claim concerns, litigation trends, and patterns that may affect risk selection, pricing, coverage, or program structure.

          Qualifications

          Property and Casualty insurance license and/or a recognized industry designation such as CPCU, AU, ARM, or CIC. (preferred)

          Skills

          • Bachelor’s degree and a minimum of seven years of progressively responsible Commercial Property and Casualty underwriting experience; an equivalent combination of education and relevant industry experience may be considered.
          • Significant underwriting experience with Commercial Auto, Commercial General Liability, and Excess Liability coverages, including experience evaluating complex casualty risks.
          • Strong technical knowledge of commercial insurance coverage forms, policy construction, and coverage mechanics, including ISO forms and endorsements, non-ISO forms, and manuscript endorsements.
          • Demonstrated experience analyzing exposure information, loss runs