Sr Corporate Counsel

About the role

We are looking for a Senior Corporate Counsel to join our team. This role requires high-quality legal analysis and exceptional judgment. You must have strong oral and written communication skills, excellent interpersonal and influencing skills, an ability to anticipate and deliver legal support to satisfy the needs of a dynamic business team, and the flexibility to manage a variety of assignments at a time.

What You'll Do

• You will deliver strategic and tactical legal support for all aspects of our activities in the consumer finance industry primarily related to our unsecured lending products, auto loan refinance, and point-of-sale financing across all stages of our members’ experiences.
• You will serve as a trusted advisor and partner to business teams, including advising and partnering on the development of new products and services and changes to existing ones, advising on consumer finance and other laws and regulations applicable to our business, issues management, and review of marketing and UX materials.
• You will assist in monitoring and analyzing federal, state, and local regulatory developments concerning lending, servicing, and other activities that may impact our bank and engage with our business partners to ensure understanding of the same and operational readiness.
• You will partner with our Compliance team to ensure comprehensive risk support, including assisting in the investigation of and response to consumer complaints and the management of internal and external compliance reviews and testing.
• You will collaborate with team members to identify issues and improve existing processes and procedures to ensure consistent interpretation and application of legal requirements across the bank.
• You will drive and support other matters in support of the bank’s strategic objectives.
• You will assist the Legal Department in support of any other assignments that may be delegated to you.

About You

• J.D. from an accredited law school and licensed, in good standing, in one or more states to practice law (not necessary to be licensed in the states where the bank has offices).
• At least 3-5 years of combined law firm, government and/or in-house legal department experience, p and at least 1-2 years of experience in consumer finance law and regulations with a preference for at least part of this time in-house at a bank, credit union or fintech.
• Demonstrated experience advising on some or all of the following laws and regulations: TILA/Regulation Z; ECOA/Regulation B; FCRA/Regulation V; BSA/AML; EFTA/Regulation E; TCPA, TSR, CAN-SPAM, and/or state law analogues; FDCPA and/or state law analogues; UDAAP; and GLBA/Regulation P.
• Adapts well to a rapidly changing business environment and thrives on innovation and change. Eagerness to learn new things and lean into new technology, including Artificial Intelligence tools in the legal space.
• Comfortable in a legal support role that extends beyond delivery of advice to getting involved in the hands-on execution and implementation of legal advice with business partners.
• Can manage multiple transactions or tasks, take on new responsibilities, and advise on novel issues.
• Has the proven ability to develop collaborative relationships with internal partners and external customers, with comfort interacting with and influencing business leaders.
• Has a high level of integrity and is able to have candid conversations with business leaders in support of their position if needed.

Work Location

The above locations are eligible offices for this role. The locations have been determined to foster in-person collaboration with this role’s team or the related business lines. We utilize a hybrid work model, and our teams are in-office Tuesdays, Wednesdays, and Thursdays. In-person attendance is essential for this role’s success, and remote placement will not be considered.

Happen Bank Offers

• Relocation, based on actual job level.
• Competitive benefits package that includes medical, dental and vision plans for employees and their families, 401(k) match, health and wellness programs, flexible time off policies for salaried employees, up to 16 weeks paid parental leave and more.

Notice on AI Tool Use

For select roles and locations, candidate interviews may be recorded, transcribed and summarized by tools such as artificial intelligence (AI) to assist our hiring managers with the application process. You will have the opportunity to opt out of recording, transcription, and summarization prior to any scheduled interviews. We will not discriminate against you if you choose to opt out. During the interview, we will collect the following categories of personal information from or about you: contact information, identifiers, professional and employment-related information, sensory information (audio/video recording), and any other categories of personal information you choose to share with us. We will use this information to evaluate your application for employment. We will only share your interview, transcription, or summary with persons whose expertise or technology is necessary to process your application, evaluate your fitness for a position, and administer or support the tool. We will not sell your personal information or disclose it to any third party for their marketing purposes. For more information about how we will handle your personal information, please refer to our Privacy Disclosure. We will delete any recording of your interview promptly but in no event later than 30 days after making a hiring decision.