Sr. Associate/VP, Technology Banking - Credit Solutions

Responsibilities

• Evaluate and underwrite loans and other credit exposures to Growth and Middle Market Technology companies.
• Support transaction origination and credit analysis efforts.
• Lead the deal execution process from start to finish, including due diligence with technology clients and prospects, conversations with credit approvers, structuring, underwriting, negotiation of legal documents, and leveraging the broader team as necessary.
• Oversee portfolio management activity and assume accountability for delivery and execution for the defined portfolio.
• Prepare detailed credit analyses and required credit applications in accordance with internal policies and regulatory guidance.
• Oversee facility closing procedures, including operations and documentation.
• Identify potential debt opportunities through research and analytics, partnering with the Relationship Management Team.
• Coach and oversee junior talent, reviewing their work as necessary.
• Communicate with the credit approval division, including final hold level strategies, to ensure alignment of risk strategy and policy.
• Evaluate and establish appropriate ratings for transactions, correlating exposure levels on both a transaction and group level.
• Ensure compliance with policy and regulatory requirements.

Requirements

• A Bachelor's degree is required; a Master's degree (MBA) is a plus.
• 3+ years of work experience in financial institutions or equivalent credit risk-related functions analyzing corporate borrowers.
• Willingness to relocate to Los Angeles.
• In-depth knowledge of credit and risk principles.
• Demonstrated capability to independently handle complex transactions and sensitive borrowers.
• Knowledge of accounting and corporate finance.
• Strong written, verbal, and interpersonal skills.
• Strong time management and organizational skills.
• Attention to detail.
• Strong financial modeling skills required.
• Good computer skills in Microsoft Word, PowerPoint, and Excel.
• Able to work independently and under pressure.

Qualifications

The typical base pay range for this role is between $135k to $225k depending on job-related knowledge, skills, experience and location.

Additionally, our Total Rewards program provides colleagues with a competitive benefits package (in accordance with the eligibility requirements and respective terms of each) that includes comprehensive health and wellness benefits, retirement plans, educational assistance and training programs, income replacement for qualified employees with disabilities, paid maternity and parental bonding leave, and paid vacation, sick days, and holidays.

For more information on our Total Rewards package, please click the link below.

MUFG Benefits Summary

We will consider for employment all qualified applicants, including those with criminal histories, in a manner consistent with the requirements of applicable state and local laws (including (i) the San Francisco Fair Chance Ordinance, (ii) the City of Los Angeles’ Fair Chance Initiative for Hiring Ordinance, (iii) the Los Angeles County Fair Chance Ordinance, and (iv) the California Fair Chance Act) to the extent that (a) an applicant is not subject to a statutory disqualification pursuant to Section 3(a)(39) of the Securities and Exchange Act of 1934 or Section 8a(2) or 8a(3) of the Commodity Exchange Act, and (b) they do not conflict with the background screening requirements of the Financial Industry Regulatory Authority (FINRA) and the National Futures Association (NFA).

The major responsibilities listed above are the material job duties of this role for which the Company reasonably believes that criminal history may have a direct, adverse and negative relationship potentially resulting in the withdrawal of conditional offer of employment, if any.

The above statements are intended to describe the general nature and level of work being performed. They are not intended to be construed as an exhaustive list of all responsibilities duties and skills required of personnel so classified.