Sr. Accountant, Accounting & Financial Reporting

About the Role

Join our team at CardWorks Financial Group, a diversified financial services platform building ethical solutions across credit, lending, and the full customer lifecycle. As the Sr. Financial Reporting Accountant at Merrick Bank Corporation, you will perform a broad range of daily, weekly, and monthly accounting and financial reporting functions with increased independence and responsibility. This role ensures all work is completed accurately, timely, and in compliance with established internal controls, policies, and procedures.

Responsibilities

• Independently compile, analyze, and review financial information to prepare and record moderately complex entries to the Bank’s general ledger (Oracle Cloud), ensuring transactions are appropriately documented and supported.
• Perform and review account analyses and reconciliations of moderate complexity, including researching, resolving, and clearing discrepancies and outages accurately and within established timelines.
• Record, reconcile, and analyze the Bank’s daily cash and investing activities, identifying variances and escalating issues as appropriate.
• Prepare and file the Bank’s sales/use tax and property tax returns, ensuring accuracy, completeness, and compliance with regulatory requirements and filing deadlines.
• Complete and review schedules supporting the Bank’s FDICIA controls, ensuring proper documentation, consistency, and adherence to internal control standards.
• Provide advanced support for the month-end close process, including preparation and review of balance sheet support, reconciliations, and FDICIA documentation.
• Serve as a knowledgeable backup for Accounts Payable, reviewing expense coding, processing accounts payable and employee reimbursement transactions, and ensuring compliance with Bank policies and procedures.
• Compile, analyze, and review financial data and reports to support Finance management’s reporting and decision-making needs.
• Maintain and update departmental procedures, ensuring documentation remains current, accurate, and aligned with standard procedure templates and control requirements.
• Support internal and external audits by independently collecting, reviewing, validating, and organizing audit support documentation and responding to auditor inquiries.
• Identify process inefficiencies and areas for improvement, recommend practical enhancements, and support implementation of approved improvements.
• Complete a variety of daily, weekly, and monthly accounting schedules with increased independence and attention to accuracy and timeliness.
• Perform special projects and ad hoc analyses as assigned by the Accounting Supervisor or management.

Requirements

• Bachelor’s degree in Accounting is required. Associate’s degree in Accounting with three (3) years of related and equivalent experience accepted in lieu of education requirement.
• A minimum of three (3) years of progressively responsible accounting experience is required.
• Experience with, and demonstrated skill at, the following computer applications: Word Processing, Spreadsheets (Excel preferred), Accounting software (preferably Oracle Cloud Financials), E-mail, and Database software.

Qualifications

• Demonstrated ability to apply accounting and mathematical concepts, including fractions, percentages, ratios, and proportions, to practical accounting and financial reporting situations.
• Demonstrated ability to analyze and resolve moderately complex accounting issues and to interpret a variety of instructions furnished in written, oral, diagram, or schedule form.
• Working knowledge of general ledger accounting, reconciliations, and financial reporting processes within a regulated banking environment.
• Experience supporting the preparation and filing of sales/use tax and property tax returns in accordance with applicable requirements.
• Strong analytical skills with the ability to research discrepancies, identify root causes, and ensure accurate and timely resolution.
• Responsible and flexible individual who demonstrates sound judgment, attention to detail, and accountability in completing assigned work.
• Effective communication skills both orally and in writing; presents information in a clear, concise, organized, and professional manner.
• Solid understanding of the Bank’s accounting processes, internal controls, and documentation standards, and applies this knowledge consistently in daily work.

Work Environment

The physical requirements described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. This is largely a sedentary role; however, some filing is required. This would require the ability to lift files, open filing cabinets and bend or stand on a stool as necessary.

Security Responsibilities

This classification requires heightened security awareness to safeguard the Bank's data, including customer non-public personal information. This security level means that the job includes exposure to all categories of Bank data, including customer non-public personal information.

Benefits

• Competitive Pay, including a Bonus Target or Variable Pay Incentive Program
• Medical, Dental, and Vision benefits (plus much more)
• 401(k) Plan with Company Match
• Short- & Long-Term Disability
• Wellness Programs
• Group Life and AD&D Insurance
• Paid Vacation, Sick Days, and Bank Holidays
• Employee Engagement Activities including Employee Appreciation Day, DEI Employee Resource Groups, Corporate Social Responsibility, Service Recognition