Specialist, Global KYC & Due Diligence
About the role
Ripple is expanding its Global AML & Sanctions Compliance team and seeks to hire an experienced Due Diligence Specialist. This position will be heavily focused on carrying out due diligence to mitigate regulatory, reputational, and sanctions risks associated with Ripple’s institutional clients, counterparties, and corporate partners to ensure compliance with Anti-Money Laundering ("AML"), Counter-Terrorist Financing, Economic Sanctions regulations such as the Bank Secrecy Act ("BSA") and USA PATRIOT Act.
Responsibilities
- Carry out the day-to-day corporate due diligence to support Ripple’s global business engagements.
- Conduct Customer Due Diligence and Enhanced Due Diligence (EDD) on prospective customers that onboard to Ripple’s U.S. and non-U.S. wholly owned regulated subsidiaries.
- Conduct Know Your Customer (KYC) analysis and risk profiles in accordance with policies and procedures.
- Conduct watchlist and negative news screening and dispositioning tasks, escalating any items requiring additional attention.
- Collect, synthesize, and analyze data derived from multiple sources, including publicly available databases and websites.
- Identify information gaps and recommend action items to close any gaps identified.
- Clearly summarize, document, and communicate findings and recommended action items in a timely manner to compliance management and/or other internal stakeholders when appropriate.
- Perform periodic and ad-hoc due diligence reviews on customers based on their assigned risk scores.
- Aid the Due Diligence Manager in special / ad hoc projects related to the due diligence program.
Requirements
- 3-4 years of AML/OFAC/Sanctions screening experience.
- Demonstrated knowledge of AML and OFAC regulations, requirements, and tools.
- Strong public data research and report writing skills.
- Able to work autonomously while growing in a collaborative team environment.
- An attention to detail and a sense of curiosity.
- CAMS certification a plus.
- Fluency in additional languages a plus.
- FinTech or Crypto experience a plus.
Qualifications
- Experience working in a fast-paced start-up environment.
- Experience with the latest technologies and making an impact.
- Experience with diversity and inclusion initiatives.
- Experience with professional development budgets.
Skills
- Experience with AML/OFAC/Sanctions regulations.
- Experience with public data research and report writing.
- Experience with autonomous work in a collaborative team environment.
- Experience with attention to detail and curiosity.
- Experience with CAMS certification.
- Experience with additional languages.
- Experience with FinTech or Crypto.
Benefits
Actual salaries may vary based on numerous factors including, among other things, an individual applicant’s experience and qualifications for the position. This range does not include equity or additional compensation, such as bonuses or commissions.
NY Annual Base Salary Range: $92,000 USD - $110,000 USD