Special Assets Analyst - CRE

Job Responsibilities

• Conducts market research and analysis to assist Special Assets Officers and Special Assets Team Leads in the remediation of classified commercial real estate/multifamily loans, and/or C&I Loans.
• Re-underwrites actionable credits with emphasis on borrower liquidity and cash flow sustainability, primary drivers of underperformance, corrective actions, and prospects for recovery.
• Develops, maintains, and updates financial models and analyses to evaluate restructuring, loan modification, or other recovery alternatives.
• Supports Special Assets Officers and Special Assets Team Leads in the development, execution, and monitoring of workout strategies.
• Acts as a liaison when needed for internal/external stakeholders.
• Prepares timely detailed credit approval memos, including financial analysis, relationship overview, cash flow analysis, collateral assessments, and risk evaluations.
• Reviews internal loan bookings and collateral positions.
• Maintains team files and records.
• Interacts with borrowers, advisors, and internal bank/outside counsel.

Additional Accountabilities

• Performs special projects, and additional duties and responsibilities as required.
• Consistently adheres to regulatory and compliance policies and standards linked to the job as listed and complete required compliance trainings.

Job Requirements

• Education level required: Undergraduate Degree (4 years or equivalent) in Business Administration, Finance, or related field.
• Minimum experience required: 4+ Years within the Loan Workout/Special Assets field, preferably at an OCC regulated institution.

Preferred Qualifications

• Familiarity with various loan databases.