Senior Analyst - Special Assets

About the role

We are seeking a highly analytical and relationship-oriented Senior Analyst – Special Assets to join our team. This role is responsible for the delinquency management, servicing, and resolution of loans across the full life cycle, with a strong focus on real estate–secured agricultural lending loan servicing.

Responsibilities

• Oversee higher risk and non-performing assets, coordinating with Legal and other internal and external stakeholders as needed to deliver a resolution
• Serve as a subject matter expert for agricultural real estate secured loan servicing matters, including interpretation of loan documents, mortgages, and related collateral
• Collaborate with internal teams and external partners to develop practical servicing and resolution strategies that balance credit risk, borrower relationships, and investor requirements
• Analyze, identify, request, and evaluate required borrower, property, and financial information to support servicing actions
• Clearly communicate servicing decisions, terms, and conditions to internal partners and external stakeholders
• Generate, review, and execute action-specific documentation and ensure accurate system updates to reflect approved servicing actions
• Ensure all servicing activities, documentation, and decisions comply with regulatory requirements, investor guidelines, and internal policies
• Act as a subject matter expert in loan servicing and special asset management, contributing to policy development and process improvements
• Provide strategic insight into emerging servicing and portfolio risks related to real estate and agricultural loan portfolios
• Support training initiatives and knowledge-sharing efforts focused on servicing best practices and life-of-loan considerations

Requirements

The ideal candidate brings a deep understanding of loan origination through payoff, including closing, servicing, modifications, defaults, and resolutions. This position requires a solid understanding of real estate–secured lending and agricultural loan servicing, including regulatory and investor considerations. Exceptional communication and interpersonal skills with a borrower-focused approach are essential. Experience working with loan servicing systems and financial analysis tools is desired. Demonstrated knowledge of the full loan life cycle, from origination and closing through servicing, modification, and payoff or resolution, is necessary. Proven ability to manage multiple priorities and meet deadlines in a dynamic, fast-paced environment is crucial. Strong written and verbal communication skills with the ability to explain servicing decisions clearly and professionally are required. High level of integrity, discretion, and professionalism in handling sensitive borrower information is expected. Collaborative team player with the ability to work independently and contribute to team success is valued.

Qualifications

• Bachelor’s degree in Agriculture, Finance, Accounting, or a related field; or an equivalent combination of education and experience sufficient to perform the essential functions of the role
• Minimum five (5) years of experience in agriculture and business finance, with demonstrated knowledge of credit risk and loan servicing

Skills

• Strong analytical and critical thinking skills with the ability to interpret complex financial data
• Exceptional communication and interpersonal skills with a borrower-focused approach
• Experience working with loan servicing systems and financial analysis tools
• Demonstrated knowledge of the full loan life cycle, from origination and closing through servicing, modification, and payoff or resolution
• Proven ability to manage multiple priorities and meet deadlines in a dynamic, fast-paced environment
• Strong written and verbal communication skills with the ability to explain servicing decisions clearly and professionally
• High level of integrity, discretion, and professionalism in handling sensitive borrower information
• Collaborative team player with the ability to work independently and contribute to team success

Benefits

Farmer Mac embraces a Presence with Purpose work environment, which allows for flexibility of work location while providing the opportunity for teams to come together in the office with purpose. The position will be based in Farmer Mac’s Washington, D.C. headquarters, the Johnston, Iowa office, or working remotely within the contiguous United States. Core business hours are Monday through Friday 8:00 am to 5:00 p.m. Central. Work outside of core hours may be required for planned and unplanned activities to complete time sensitive projects or to attend off-site meetings or events.

Pay

The typical starting salary range for this position is between $75,000 - $95,000, although wages can vary based on experience and geography, plus performance-based bonus and equity-based awards. Individual compensation will be commensurate with the candidate's experience.