Senior Underwriter - Small Business Casualty

Duties/Responsibilities

• Partner with leadership to define underwriting appetite, pricing strategy, and go-to-market approach, playing a key role in shaping the vision and long-term success of a new small business unit.
• Collaborate with IT leaders to advance technology solutions that enhance efficiency and support the underwriting of the product.
• Support the recruitment, onboarding, and mentorship of a team of underwriters, establishing best practices, referral frameworks, and a high-performance, collaborative culture.
• Play a central role in the development of underwriting guidelines, applications, workflows, and coverage enhancements, helping build a market-leading product from the ground up.
• Establish and strengthen relationships with key broker partners to drive submission flow, enhance market presence, and accelerate profitable growth.
• Proactively identify new business opportunities through broker engagement, outreach, and market intelligence within targeted segments.
• Provide ongoing feedback to leadership on market conditions, competitive dynamics, and emerging trends to inform strategy and product evolution.
• Underwrite new business across targeted segments, applying sound judgment to build a profitable and scalable portfolio.
• Collaborate cross-functionally (claims, actuarial, operations, product) to resolve issues, enhance processes, and improve overall portfolio performance.
• Deliver a high level of service to brokers and internal stakeholders by maintaining responsiveness, meeting service level expectations, and resolving inquiries efficiently.

Qualifications

• Advanced knowledge of insurance contracts, basic accounting, risk management techniques, and state regulations.
• Superior written and verbal communication skills.
• Superior ability to think clearly and quickly, multitask, and work independently as well as with others.
• Advanced analytical and problem-solving skills.

Skills

• Strong knowledge of insurance products and underwriting principles.
• Experience in managing and mentoring a team of underwriters.
• Ability to develop and implement underwriting strategies and product development.
• Excellent interpersonal and communication skills.
• Strong analytical and problem-solving abilities.

Benefits

CapSpecialty offers competitive compensation and benefits packages, including:

• An innovative open vacation plan
• Generous paid sick and parental leave
• Fully vested matching 401k
• Company-paid group term life insurance and short- & long-term disability plans
• Professional and educational growth opportunities
• A flexible and casual work environment
• Recognition for exceptional performance