Senior Property and Casualty Underwriter

Job Responsibilities

• Oversees and strategically manages workflows for new property and casualty business and renewals, showcasing advanced professionalism, technical expertise, and adherence to underwriting guidelines.
• Evaluates, prioritizes, and selects submissions and prices risks that will develop an underwriting profit for the carrier, refers or declines risks that present excessive risk.
• Drives risk assessment comprehensively, evaluating factors such as coverage value, location, usage, safety features, and other considerations to make informed decisions on risk acceptance.
• Determines appropriate coverage limits, insurance premiums, policy terms based on risk assessment, ensuring active portfolio management of complex property and casualty accounts.
• Negotiates terms and conditions with the broker, recognizes and creates cross sell opportunities for other products while ensuring compliance with regulations and guidelines.
• Develops strategic initiatives to create new business opportunities, maximizes retention of assigned portfolios and contributes significantly to achieving business targets.
• Manages internal and external relationships that will deliver superior customer service.
• Develops professional, long-term relationships with brokers and agents, expanding the book of business and operating within delegated authority limits.
• PARTNERS WITH UNDERWRITING TEAMS, FOSTERS SEAMLESS COMMUNICATION, AND OPTIMIZES TASK COORDINATION TO SUPPORT THE OVERALL UNDERWRITING PROCESS.
• Provides accurate premium forecasts and business plans, contributes to budgeting processes and supports the achievement of performance targets.
• OPTIMIZES UNDERWRITING PROCESSES, INTRODUCES NEW TECHNOLOGIES, AND ALIGNS THE DEPARTMENT WITH BROADER ORGANIZATIONAL GOALS.
• DELIVERS TRAINING FOR NEW UNDERWRITERS ON UNDERWRITING GUIDELINES, PROCESSES, AND SYSTEMS.
• ATTENDS INDUSTRY EVENTS AND STAYS AWARE OF PROPERTY AND CASUALTY UNDERWRITING TRENDS, EMERGING RISKS IN THE SECTOR, REGULATORY CHANGES, AND ADJUST UNDERWRITING STRATEGIES, ACCORDINGLY.

Requirements

Minimum of 8 years of experience in Property and Casualty Underwriting.

Bachelor’s degree required, Risk Management, Actuarial and Business Administration preferred. Any other related discipline or commensurate work experience considered.

Licenses & Certifications: Prescribed: Must meet minimum requirements for state P&C and/or surplus line licenses. Preferred: Chartered Property Casualty Underwriter (CPCU), Certified Insurance Counselor (CIC)

Qualifications

Strong analytical and problem-solving skills.

Excellent interpersonal and communication skills.

Ability to manage multiple tasks and projects simultaneously.

Proficiency in Microsoft Office Suite.

Knowledge of insurance policies and regulations.

Ability to work independently and as part of a team.

Skills

• Underwriting
• Risk Assessment
• Strategic Planning
• Customer Service
• Team Leadership
• Technology Integration
• Training

Benefits

The target salary range for this position is $104,000.00 - $130,000.00 annually.

Full-time roles are eligible for bonuses and benefits.

For additional information on Ryan Specialty Total Rewards, visit our website here.

We provide individuals with disabilities reasonable accommodations to participate in the job application or interview process, to perform essential job functions, and to receive other benefits and privileges of employment in accordance with applicable law.

Please contact us to request an accommodation at HR@Ryansg.com