Senior Underwriter - Credit Specialties

About the role

Atradius provides trade credit insurance, surety and collections services worldwide, with a presence through 160 offices in 52 countries. The company’s products protect businesses against the default risks associated with selling goods and services on credit. Atradius emphasizes personal development, a growth mindset, teamwork, reliable accountability, continuous improvement and unrivalled service.

The Senior Underwriter will join the Credit Specialties US team, working in a highly specialized underwriting environment focused on trade credit and political risk insurance solutions for banks and corporations. The role is preferably based in the Hunt Valley, MD office, with consideration for candidates near New York City.

The Credit Specialties Unit (CSU) delivers customer solutions for risks outside Atradius’ traditional product suite, including single‑situation contracts, contract cover, and structured trade credit and political risk cover for banks and corporations. The US CSU team supports business throughout North America, operating in the United States, Canada and Mexico.

Responsibilities

• Underwrite and manage a portfolio of specialized trade credit and political risk insurance policies.
• Support profitable portfolio growth while maintaining strong risk discipline.
• Develop and maintain relationships with brokers, agents, banks, and corporate clients.
• Structure and negotiate customized insurance solutions.
• Review insurance contracts and finance agreements to support bespoke client solutions.
• Contribute to business development initiatives throughout North America.
• Collaborate with colleagues across the global Credit Specialties network.
• Travel occasionally to support customers, business development activities, and internal collaboration.

Qualifications

• Minimum 2‑3 years of experience as a Commercial Underwriter, Account Manager, or Risk Underwriter.
• Strong financial statement analysis skills.
• Analytical ability to assess country, industry, and transaction risks.
• Excellent written and verbal communication skills, including fluency in English.
• Strong business development and relationship management capabilities.
• Experience negotiating proposals with brokers, agents, banks, and corporate clients.
• Ability to manage customer relationships with a focus on retention and profitable growth.
• Technical aptitude and attention to detail related to reporting, governance, and underwriting systems.
• Capacity to critically review insurance contracts and finance agreements and develop creative client solutions.
• Willingness to travel occasionally, both domestically and internationally.

Benefits

• Competitive salary: $100,000 – $118,000 annually, dependent on experience, with a 15% bonus potential.
• Paid Time Off: 3 weeks vacation, 8 floating holidays, 6 sick days, maternity and parental leave, office closure holidays.
• Flexible working: hybrid model with 3 days remote and 2 days onsite.
• Insurance: medical and dental plans with shared premiums, vision, disability and life insurance fully paid by the company.
• Retirement plan: 401(k) with 100% company match up to 6% of salary contributions and annual profit share, pre‑tax and Roth options.