Senior Underwriter

Job Responsibilities

• Analyzes middle market workers compensation accounts to make sound decisions based on individual risk characteristics, exposure analysis, hazard recognition and controls.
• Adheres to individual authority levels.
• Pricess business according to company underwriting and pricing guidelines.
• Must balance effective pricing and risk selection that produces profit and growth while maintaining successful producer relations.
• Communicates with agency personnel on underwriting issues including declinations, cancellations, exposure concerns, and loss control survey results.
• Presents new and renewal proposals to agency personnel.
• Maintains the highest level of customer service internally and externally.
• Serves as a resource to others in the resolution of complex problems and issues.
• Educates the agency staff on company products, services and underwriting philosophy.
• Responsible for training and mentoring less experienced underwriting team members.
• Serves as a resource to others in the resolution of complex problems and issues.

Qualifications/Competencies

• Bachelor’s degree or equivalent experience required.
• The knowledge and skill levels acquired through undergraduate level studies especially in the areas of business administration, finance.
• 5+ years of commercial insurance experience required in addition to Bachelor’s degree or equivalent.
• Advanced knowledge of insurance principles, rates, rules, forms, procedures, regulations, coverages, and business processes required.
• Advanced knowledge and/or experience with commercial lines underwriting.
• Strong sales and marketing skills which requires the ability to qualify opportunities and close deals.
• Able to work in a team environment.
• Strong communication and negotiation skills.
• Excellent time management and organizational skills.
• Analytical skills and attention to detail.

Pay

Salary Range: $95,000.00 - $120,000.00 annually

Compensation may vary depending on skills, experience, education, and geographical location.

In addition to base salary, compensation may include an annual discretionary bonus.

Benefits

• Eligible to participate in CopperPoint Insurance Companies benefit plans including medical, dental, vision, short-term disability, long-term disability, life insurance, a health savings account, a flexible spending account, and a 401k plan.
• Provides some benefits at no cost to the employee (Basic Life Insurance and AD&D at two times an employee’s annual salary, Short- and Long-term Disability coverage, and Employee Assistant Plan).
• Achieves 0.0846 hours of Paid Time Off (PTO) per paid hour, which may total 22 days a year.
• Accrues 10 paid holidays throughout the calendar year.
• Offers a competitive compensation package and comprehensive benefits package including major medical, dental, and vision, and a wide range of competitive benefits programs, generous matching contributions to your 401(k) plan, generous paid time off, tuition reimbursement, and other education benefits and business casual dress.