Senior Lead Product Manager, Personal Loans Strategy

About the role

Wells Fargo’s Consumer Lending businesses empower millions of customers to achieve their dreams every day through credit products and services such as home lending, auto financing, personal loans, lines of credit, credit cards, and retail and merchant services. The Personal Loans and Line team leads Personal Loans, Lines, and Flex Loans, focusing on product innovation, pricing, and portfolio performance. This Senior Lead Product Manager will drive product strategy and business performance by leveraging portfolio performance insights, forecasting, lending economics, and market dynamics to identify opportunities, develop recommendations, and influence decisions across a matrixed organization.

Responsibilities

• Advise senior leadership on business plans, requirements, product design, and implementation for complex business and technical needs
• Identify actionable insights through portfolio, product, and business performance analysis; develop business cases, conduct cost-benefit analyses, and evaluate strategic opportunities to support growth initiatives and investment decisions
• Perform forecasting, performance evaluations, and actual versus forecast analysis to identify key drivers, risks, opportunities, and recommendations that improve product and portfolio outcomes
• Oversee overall product management and strategic focus for lending products and services
• Lead the strategy and resolution of complex challenges requiring in-depth understanding of cross-company synergies and opportunities
• Deliver long-term, large-scale solutions considering global market dynamics, trends, regulatory impact, and risk management
• Provide vision and direction to leadership on implementing innovative, strategically focused business solutions for personal loans product lines
• Articulate product vision, define scope, establish goals, and guide teams in designing, developing, and delivering technology and process upgrades, including vendor relationships
• Engage with leaders and stakeholders across marketing, finance, credit risk, legal, and product development
• Serve as an advisor to leadership on strategic initiatives

Required qualifications

• 7+ years of Product Management, product development, strategic planning, process management, change delivery, or agile product owner experience, or equivalent demonstrated through work experience, training, military experience, or education

Preferred qualifications

• 7+ years of experience in P&L management, pricing, product management, credit risk, or finance in financial services
• In-depth experience in lending product management with P&L responsibilities, preferably within consumer lending personal loans
• Knowledge of lending strategies, methodologies, and key performance drivers
• Strong financial and quantitative analysis skills to maximize performance metrics linked to lending P&L
• Strong analytical skills, including segmenting performance, conducting funnel analytics, and deriving insights from large datasets
• Ability to use data, competitive insights, and cost-benefit analysis to drive decisions in cross-functional, matrixed environments
• Experience performing forecasting, performance evaluations, and actual versus forecast analysis to identify drivers, risks, and opportunities and inform strategic recommendations
• Experience extracting, analyzing, and synthesizing data to develop business insights and recommendations; experience with SAS, SQL, Python, or similar analytical tools preferred
• Strategic thinker with demonstrated ability to structure ambiguous problems and develop actionable, insight-driven recommendations
• Experience building strong relationships, influencing without authority, and collaborating effectively across multiple lines of business in complex, matrixed environments
• Exceptional communication skills, including building executive-ready presentations that translate complex analysis into clear, compelling insights
• Results-driven, highly organized and adaptable, skilled at prioritizing and delivering results in fast-paced, dynamic settings
• Consulting experience (internal or external) strongly preferred
• Master’s degree, MBA, or higher preferred

Pay

$139,000.00 – $239,000.00 base pay range; may vary based on demonstrated performance, skills, experience, or work location. Employees may also be eligible for incentive opportunities.

Schedule

Hybrid work schedule; ability to travel up to 10% of the time.