Senior Homebuilder Banking Specialist

About the role

The Senior Homebuilder Banking Specialist at Ameris Bank is responsible for supporting Homebuilder Relationship Managers in the processing and administration of new homebuilder construction, lot, and acquisition & development loans. This role involves assisting with loan requests, maintaining loan logs, managing loan closings, and ensuring compliance with bank policies.

Responsibilities

• Accept and process new loan requests and loan renewals in an accurate and timely manner.
• Prepare new loan appraisal requests, pre-commitment attorney memoranda, commitment letters, and maintain new loan logs.
• Act as a liaison between the customer and attorney during the closing process to ensure timely closings with all necessary documentation.
• Receive, inspect, and complete loan closing packages from attorneys, and process and book actual loans within bank policy time constraints.
• Absorb and manage collateral documentation not obtained at closing, including recorded closing documents, building permits, hazard insurance, and flood plain verification, to ensure compliance with requirements.
• Maintain accurate records of new loans for departmental loan summary reports.
• Verify receipt and acceptability of appraisals and pay appraiser through loan closing or directly from customer.
• Quote construction loan payoff and lot release amounts to closing attorneys and follow up on receipt of payoff.
• Administer and manage more complex transactions, including Development loan financing and tracking of lots/collateral releases.
• Provide general administrative and secretarial support for construction loan officers, including typing, correspondence, communication with customers, and resolving problems.
• Continually seek methods to improve efficiency and accuracy of departmental functions, reports, and procedures.
• Promote ethical sales behaviors in accordance with Ameris' core values of Integrity and Honesty; act in the best interest of the customer when offering additional products and services.

Requirements

• Strong written and verbal communication skills.
• Able to manage a large volume of multiple operational, relationship, and transaction-oriented tasks.
• Self-motivated and able to operate independently in the absence of other departmental personnel.
• Thorough understanding of loan terminology, work flow of loan closing process, and appraisals.
• Intermediate computer proficiency to include the Microsoft Office Suite Products.
• Experience using nCino loan platform or other similar loan processing platforms/applications is preferred.
• 6-8 years of experience in loan administration, operations, or related fields required.
• Experience in construction lending administration or real estate loan processing is preferred.
• Bachelor’s degree in finance or related field required.

Qualifications

• Intermediate computer proficiency to include the Microsoft Office Suite Products.
• Experience using nCino loan platform or other similar loan processing platforms/applications is preferred.
• 6-8 years of experience in loan administration, operations, or related fields required.
• Experience in construction lending administration or real estate loan processing is preferred.
• Bachelor’s degree in finance or related field required.

Skills

• Strong written and verbal communication skills.
• Intermediate computer proficiency to include the Microsoft Office Suite Products.
• Experience using nCino loan platform or other similar loan processing platforms/applications is preferred.
• 6-8 years of experience in loan administration, operations, or related fields required.
• Experience in construction lending administration or real estate loan processing is preferred.
• Bachelor’s degree in finance or related field required.

Benefits

• Medical, Dental, and Vision Insurance
• Life Insurance provided at no additional cost to employees
• Accidental Death & Dismemberment Coverage
• Long-Term Disability Coverage
• Paid Sick and Vacation Leave
• 11 Holidays
• Volunteer/Service Day
• Employee Stock Purchase Plan
• 401(k) Retirement Plan
• Flexible Spending Accounts
• Health Savings Account
• Health Reimbursement Arrangement
• Supplemental Life & Other Insurance Plans
• Identity Theft Protection
• Pet Insurance
• Legal Insurance
• Employee Assistance Program
• Employee Advocacy Program
• Tickets at Work (Entertainment discounts for Ameris Bank Employees)
• AT&T Employee Discount
• Wellness Discounts for Medical Premiums and Other Rewards
• Employee Referral Incentive
• Education Assistance
• Employee Resource Groups
• Banking Advantages For Employees

Pay

Compensation and benefits are competitive and commensurate with experience.

Schedule

Full-time position with flexible working hours to accommodate the needs of the role and the customer base.