Senior FP&A Analyst

About the Role

As a Senior FP&A Analyst, you will own the FP&A side of Sales and GTM incentive plans and spend, support OPEX planning, lead budget-vs-actual reporting, and partner with leaders across GTM, Finance, Strategy, and BizDev. You’ll build financial models, contribute to revenue planning, and drive automation across FP&A processes while serving as a key finance connection to Xero’s regional and GTM finance teams.

Responsibilities

• Own the FP&A side of Sales and GTM incentive plans and spend, building and maintaining the related budget and rolling forecast
• Support OPEX planning and tracking across budget, forecast, and monthly performance
• Lead monthly and quarterly budget-vs-actual reporting and performance decks, translating results into clear insights for senior management
• Partner with leaders across GTM, Finance, Strategy, and BizDev as a trusted advisor
• Contribute to Melio’s top-line revenue planning and forecasting, owning your defined piece of the process
• Build financial models to support forecasts, scenario planning, and ad-hoc strategic requests
• Play an active role in the monthly close process and support the investor package
• Serve as a key finance connection to Xero's regional and GTM finance teams, aligning metric definitions, reporting standards, and planning cadences
• Drive improvements and automation across FP&A processes and reporting

Qualifications

• 4+ years of experience as an FP&A analyst, ideally in a high-growth or fintech environment
• Advanced Excel and Google Sheets skills—you build robust models, tools, and processes that automate much of your own work
• Strong business acumen and strategic thinking, with the ability to find the levers in an operating model and translate them into actionable insight
• Proficiency with AI tools and automation to accelerate analysis and reporting
• A track record of owning budget and rolling-forecast cycles end to end
• Outstanding communication and business-partnering skills with senior stakeholders, both within Finance and across the wider business
• Exceptional attention to detail and accuracy, with a high level of ownership and the ability to prioritize and deliver independently
• Bachelor's degree in Finance, Economics, Accounting, or a related field

Bonus Points

• Hands-on experience with an ERP or planning system (Anaplan is a strong advantage)
• Strong understanding of underlying business drivers and SaaS metrics (MRR, S&M efficiency, funnel metrics)
• Experience at a company operating across multiple entities, or reporting into a parent or global company
• A history of improving and automating FP&A processes and reporting
• Exposure to additional financial reporting systems and data sources (e.g., Pigment, NetSuite)

About the Team

The Finance department plays a strategic role in shaping Melio's future. We're deeply involved in product design, fund flow management, financial modeling, and decision-making at the highest levels. Now as part of Xero, our responsibilities have expanded to support not just Melio's rapid growth, but the broader integration and expansion strategy across the US market. We monitor performance metrics, model business scenarios, manage cross-border financial operations, and ensure we're building a sustainable, scalable business. We're constantly improving our procedures, controls, and reporting systems to support our ambitious growth targets.

You'll work alongside product, engineering, and business teams—making this a uniquely collaborative finance role where you're a strategic partner, not just a number-cruncher. If you want to do finance in a high-growth fintech environment where your analysis directly influences product and strategy decisions, this is the opportunity.

About Melio

Melio builds business-to-business (B2B) payment tools so small business owners can spend less time in the back office and more time on their craft. As the fastest-growing B2B payment platform in the US, Melio is working hard to find new and better ways to help small businesses succeed.

Pay

The annual base salary range for this position is $125,000 - $145,000.

Benefits

• Medical, Dental, and Vision: Generous and highly competitive plans with up to 100% employer-paid coverage, FSA, and HSA
• 401K matching
• Wellness: Holistic approach with financial, physical, emotional, social, and community support
• Time Off: Competitive vacation time, sick days, holidays, parental leave, and wedding days
• Food perks: Fully stocked kitchens, weekly Seamless stipend, and plenty of catered meals
• Office culture: Hybrid working environment in New York City or Denver; dog-friendly offices
• Growth and development: Workshops, mentorship programs, and team-building activities

Schedule

Hybrid in New York City with a 3-day in-office requirement.