Senior Credit Analyst

About the role

Pacific Life is actively seeking a talented Senior Credit Analyst to join our Private ABS Team in Newport Beach, CA. This role is part of a growing team expected to grow to 3-4 people and sits within a broader team of 12+ people in the Private Assets division.

Responsibilities

• Work as part of the Private ABS Team in evaluating, underwriting and managing new credit opportunities across Esoteric, Commercial and Consumer Structured Products
• Analyze financial models and conduct sensitivity analyses based on potential market and credit outcomes
• Leverage existing and developing team resources to consider new and evolving asset classes
• Avoid transaction-level document review alongside internal and external counsel
• Actively monitor existing portfolio investments and assets
• Support relationships with external parties including investment banks, other investors and rating agencies
• Mentoring junior analysts in the same skills to develop future leaders in PLI Private Assets
• Collaborate with other team members across PLI to enhance portfolio performance and achieve financial objectives

Requirements

• 2-5 years of structured credit investment experience and a 4-year degree with a relevant major (finance, accounting, economics, engineering, math, etc.)
• Basic knowledge of deal structures with willingness and comfort to review term sheets, indentures and other supporting deal documentation
• Experience in one or more structured product areas, such as ABS, RMBS, CMBS or CLOs, etc.
• Possession of strong communication, presentation and writing skills
• Familiarity with financial tools and databases, such as Bloomberg, Intex, Trepp, etc.
• Broad understanding of financial markets and products
• High energy, positive attitude, collaborative and team-oriented
• Driven, self-motivated and intellectually inquisitive

Qualifications

• CFA, MBA and/or other advanced degrees a plus
• Knowledge of programming languages, e.g. Python, VBA or R
• Experience building analytical tools and modeling structured transactions
• Risk appetite in alignment with the Team’s philosophy
• An ability and willingness to network and build strong business relationships
• Big-picture thinker, team player and excels working independently and managing through ambiguity

Skills

• Strong communication, presentation and writing skills
• Familiarity with financial tools and databases, such as Bloomberg, Intex, Trepp, etc.
• Broad understanding of financial markets and products
• Programming languages, e.g. Python, VBA or R
• Experience building analytical tools and modeling structured transactions
• Risk appetite in alignment with the Team’s philosophy
• Ability and willingness to network and build strong business relationships
• Big-picture thinker, team player and excels working independently and managing through ambiguity

Benefits

• Prioritization of your health and well-being including Medical, Dental, Vision, and Wellbeing Reimbursement Account that can be used on yourself or your eligible dependents
• Generous paid time off options including: Paid Time Off, Holiday Schedules, and Financial Planning Time Off
• Paid Parental Leave as well as an Adoption Assistance Program
• Competitive 401k savings plan with company match and an additional contribution regardless of participation

Pay

$124,830.00 - $152,570.00

Schedule

Full-time