Senior Credit Analyst

Responsibilities

• Partner with the Credit Analysis team to ensure timely credit assessments for new and existing business unit customers
• Perform in-depth financial analysis of customer financial statements, cash flow, leverage, and liquidity on an ad hoc basis
• Independently approve or recommend credit limits, payment terms, and account grouping in line with global credit policy and risk tolerance
• Evaluate and summarize risks unique to business unit market
• Proactively monitor portfolio performance for international customers, identify emerging risks, and recommend exposure mitigation strategies
• Serve as a key escalation point for disputes, order release decisions, collections, and credit negotiations
• Partner with Sales to support growth initiatives while maintaining strong credit discipline
• Mentor and provide informal leadership to Credit Analysts and Credit Coordinators to promote consistency in analysis and decision-making
• Contribute to the development and refinement of credit policies, risk frameworks, and controls specific to the business unit
• Prepare and present portfolio reviews, exposure summaries, and risk trend analyses for senior management
• Support audit, compliance, and internal control requirements through strong documentation and governance
• Drive continuous improvement initiatives, including automation, enhanced reporting, and the use of data analytics within the credit function

Qualifications

• Bachelor’s degree in Business or a related field preferred
• 5–8 years of progressive experience in credit analysis
• Proven ability to act as a subject matter expert and mentor within a credit team
• Experience working in large ERP systems (SAP preferred)
• Strong Excel skills and comfort with dashboards, exposure reporting, and portfolio analytics
• Experience with credit management tools and data-driven decision support
• Demonstrated ability to independently manage higher-risk, higher-exposure, or complex customer portfolios, preferably with experience managing international customers
• Advanced financial statement analysis and risk assessment skills
• Strong commercial judgment and the ability to make independent credit decisions
• Excellent communication and negotiation skills with both internal and external stakeholders
• Strong organizational skills with the ability to manage multiple priorities in a dynamic environment
• Experience supporting energy, construction, utilities, manufacturing, or distribution businesses (preferred)

Benefits

• CRG Contractors who work 30+ hours per week are eligible to elect benefits through CRG after 90 days of employment.
• Voluntary Benefits Options:
• Medical / Health Insurance (Multiple Plan Options)
• HSA and FSA Options (CRG will match $500 of your HSA contributions!)
• Vision and Dental Insurance
• Virtual Visits for Urgent Care, Psychiatry, and Therapy
• Voluntary Life and AD&D Insurance
• Voluntary Short & Long-Term Disability Insurance
• Accident, Hospital, & Critical Illness Insurance
• 401K with up to a 4% match. Enrollment & contributions can begin on the first day of the quarter following 90 days of employment.