Senior Compliance Specialist
About This Opportunity
The Senior Compliance Specialist is responsible for overseeing centralized mortgage disclosure processes and ensuring compliance with all applicable regulatory requirements. This role requires deep expertise in mortgage compliance regulations such as TRID, and general banking laws. The Senior Compliance Specialist provides leadership in audit support, process improvement, and collaboration across departments to maintain high standards of regulatory adherence and operational excellence.
Responsibilities
- Manage and ensure accuracy and timeliness of all mortgage disclosures in compliance with regulatory guidelines and investor requirements.
- Maintain comprehensive records of disclosures with loan files, validating decisions and determining appropriate dispositions.
- Aid with periodic internal audits and regulatory reviews, providing detailed analysis and recommendations.
- Support other fulfillment functions as needed, including loan opening processes and the generation of portfolio and correspondent rate sheets.
- Collaborate with the Compliance Department on special projects, process improvements, and compliance initiatives.
- Monitor changes in mortgage compliance regulations and update internal processes accordingly to maintain compliance.
- Identify potential compliance risks and escalate issues promptly to management.
- Work effectively within a team environment while managing multiple priorities under tight deadlines.
- Perform additional duties as assigned by management.
Qualifications
- 5-7 years of mortgage compliance experience preferred.
- Educational requirement: High school diploma or GED equivalent required; additional education or certifications in compliance are a plus.
- Experience with audit support and regulatory compliance in the mortgage industry preferred.
- Strong knowledge of mortgage compliance regulations including TRID, RESPA, and other relevant banking regulations.
- Familiarity with mortgage loan documentation, loan provisions, and mortgage banking processes.
- Proficiency with Microsoft Word, Excel, and Outlook.
- Strong analytical and problem-solving abilities.
- Ability to work collaboratively in a team-oriented setting.
Growth Opportunities
AD Mortgage fosters a cooperative and culture that promotes growth. We are committed to seeing our employees develop. With an expanding team, you will have the opportunity to showcase your leadership skills and grow professionally and personally.
Working Conditions
- This is a full-time, office-based position in a modern, cozy environment in our Fort Lauderdale HQ or Troy, Michigan.
- Standard working hours are Monday to Friday, 9:00 AM to 6:00 PM, promoting a healthy work-life balance.
What We Offer
- Career and Culture:
- Inclusive, supportive company culture where you are not a number, but a voice that's heard and brings value.
- Defined paid training and clear pathways for career development.
- Comprehensive benefits package including PTO, sick days, paid volunteer hours, medical, dental, vision insurance, and 401(k).
Contact Us
To apply, please visit our website or connect with us on social media to learn more about our rich corporate culture.