Senior Commercial GL & Auto Claims Specialist

About the role

The Senior Commercial GL & Auto Claims Specialist position at Amerisure is responsible for handling complex claims involving risk transfer, subcontractors, and general contractors. This role offers a hybrid or remote work arrangement, with office visits expected for candidates living near an office location.

Responsibilities

• Collaborate with agents, policyholders, and internal stakeholders on high-complexity/severity claims.
• Investigate losses, identify coverage, evaluate liability and damages, and review legal pleadings.
• Develop plans to conclude claims, evaluate damages, engage in negotiations, and settle claims according to guidelines.
• Establish and maintain proper reserves for claims to reflect financial exposure.
• Determine and engage external resources as needed to execute resolutions while controlling costs.
• Review and interpret insurance policies, communicate coverage issues verbally and in writing, and address indemnification and additional insured coverage issues.
• Lead cross-functional teams to resolve issues and implement solutions to prevent future occurrences.
• Mentor and train other claims adjusters.

Requirements

• Bachelor’s degree or equivalent experience in insurance or related field.
• At least 10 years of experience handling general liability and/or bodily injury claims of high severity/complexity.
• Experience with contractual indemnification and additional insured coverages.
• AIC or SLA certification preferred.
• Ability to obtain appropriate state licensing as required.
• Proficient in Microsoft Office Suite.
• Strong analytical skills and attention to detail.
• Excellent verbal and written communication skills.
• Ability to travel overnight up to 10%.
• Ability to travel daily between locations.

Qualifications

• Knowledgeable about commercial insurance policies and their applications.
• Ability to build and maintain positive relationships with various stakeholders.
• Proven ability to handle challenging and high-stress situations.

Skills

• Strong analytical and problem-solving skills.
• Excellent interpersonal and communication skills.
• Ability to work independently and as part of a team.
• Proficiency in using technology and software tools relevant to the insurance industry.

Benefits

Amerisure offers a competitive total rewards package including competitive base pay, performance-based incentive pay, comprehensive health and welfare benefits, a 401(k) savings plan with profit sharing, and generous paid time off programs. The company also provides flexible work arrangements to promote work-life balance.

Pay

Competitive base pay and performance-based incentives are offered based on individual performance and company goals.

Schedule

This role offers a hybrid or remote work arrangement, with office visits expected for candidates living near an office location.

Benefits

Amerisure Mutual Insurance Company provides a range of benefits including:

• Comprehensive health and welfare benefits.
• A 401(k) savings plan with profit sharing.
• Generous paid time off programs.
• Flexible work arrangements.

Company Culture

Amerisure is committed to fostering a workplace that promotes excellence and professional growth. The company is recognized as one of the Best and Brightest® Companies to Work For in the Nation and one of Business Insurance magazine’s Best Places to Work in Insurance. Amerisure is an Equal Employment Opportunity employer and is dedicated to maintaining a workplace free from unlawful harassment or discrimination.