Senior Analyst, Lender Finance

About the role

The Senior Analyst, Lender Finance plays a crucial role in enabling the success of the team by underwriting financing opportunities involving Private Credit non-bank lenders and aiding in portfolio management. Key responsibilities include prescreening deals, loan documentation, underwriting, structuring financing facilities, portfolio management, and assisting with credit post-closing.

Responsibilities

• Prescreen Deals: Help evaluate, manage, and present Lender Finance opportunities.
• Loan Documentation: Review, manage, and negotiate the loan documentation process through closing.
• Underwriting: Spread and analyze borrower financials, evaluate portfolio characteristics, collateral performance, collateral quality trends, historical loss performance, concentration risks, originator underwriting practices, originator servicing capabilities, and market dynamics.
• Create appropriate credit overview materials and present them to Credit for initial approval.
• Structure financing facilities, including warehouse lines, revolving credit facilities, term loans, and asset-backed lending transactions.
• Portfolio Management: Help manage the quarterly Portfolio Review including processing and completing updated risk-rating worksheets for each client.
• Aid the Loan Officer during term sheet negotiations.
• Collaborate with legal counsel and transaction teams during due diligence, documentation, and closing processes.
• Stay informed on market trends, industry developments, and competitive dynamics within the Lender Finance and Private Credit sectors.
• Manage the internal process for Amendments and Renewals and assist the Loan Officer externally as appropriate.
• Participate in ongoing client calls as part of the ongoing portfolio management process.
• Assist with the credit post-closing.
• Participate in other strategic initiatives and credit-related projects as needed.

Requirements

• 2 to 5+ years of underwriting experience, with direct Lender Finance or Private Credit experience.
• Strong knowledge in the Private Credit and Direct Lending ecosystem.
• Advanced knowledge of various types of loans, credit analysis, spreading and analyzing financial statements, risk analysis, credit scoring, loan documentation, etc.
• Strong working knowledge of banking products, services, policies, procedures, and regulations.
• Strong client product and relationship management skills.
• Excellent organizational skills with the ability to prioritize and manage workload.
• Strong credit and underwriting knowledge.

Qualifications

• Bachelor’s degree in Business or Finance.
• Underwriting background.
• Knowledge of Lower Middle Market, Middle Market, Real Estate, and Venture asset classes.
• Excellent internal and external customer service and relationship management skills.
• Excellent written and verbal communication skills.
• Maintain effective working relationships with all levels of bank personnel.
• Prioritize responsibilities as part of a team managing multiple workstreams.
• Crucially analyze new lending opportunities for businesses operating in a variety of industries nationwide.
• Manage a book of diverse clients in accordance with Live Oak Bank policies and procedures.

Skills

• Reasonable accommodation for individuals with disabilities.

Benefits

For a detailed overview of our employee benefits, please visit: http://www.liveoakbank.com/careers/

Pay

$113,080.00 - $154,200.00 per year.

Schedule

Not specified.