Risk Management - Auto Risk - Executive Director

Job Responsibilities

• Lead a team that is responsible for the development and ownership of the end to end lifecycle of collections credit risk strategies as well as oversight of operations practices to ensure adherence to risk requirements for both auto loans & leases.
• Provides and directs complex analysis on credit risk and collections strategy effectiveness in order to identify emerging risks, assess effectiveness of existing strategies, ensure adherence to regulatory guidance and establish a culture of intentional testing in strategic change.
• Recommendations and establish risk threshold that help business stay within risk appetite limits.
• Maintain relationship & dialogue with external regulators and supporting exams.
• Provide regular updates to senior risk leadership, risk forums, management & credit risk committees and regulators.
• Answer ambiguous questions by forming a point of view and generating creative solutions that address the requests.
• Participate in senior management requests, including responding to ad-hoc questions and preparing talking points for investor meetings/presentations.

Required Qualifications, Capabilities, And Skills

• Bachelor's degree with a minimum 15 years of relevant auto experience in Risk Management (underwriting/credit strategy/credit risk/collections) and 5 years of management-level experience.
• Strategic analytics experience.
• Knowledge of Credit Risk Management Processes, Risk Appetite Setting, Credit Strategy Change review and approval, Loss Forecasting, Credit Portfolio Management, Credit Modeling and Model Risk Management.
• Superior communication skills, including active listening and the ability to capture and deliver key takeaways from engagements in writing.
• Strong presence, comfortable interacting with and presenting to all levels of management.
• Strong analytical programming and proficient technical skills in Excel and PowerPoint.
• Strong interpersonal, collaboration, communication and presentation skills.
• Critical eye for detail and strong project management skills.
• Highly motivated, confident, and proactive leader with strong problem-solving skills.
• Able to manage multiple priorities and deadlines, able to perform under pressure and to manage competing priorities under tight deadlines.

Preferred Qualifications, Capabilities, And Skills

• Master's degree is preferred.
• Auto industry experience is a plus.