Retail Credit Supervisor

Job Description First Hawaiian Bank is currently seeking a Retail Credit Supervisor to join the team in the Credit Administration Division. Compensation The pay range for the role is $120,000 - $162,000/year; commensurate with experience. The level of the position will be determined by the hiring manager based on the candidate's qualifications. Schedule Monday - Friday 8:00AM - 5:00PM (hours may vary) Responsibilities The Retail Credit Supervisor is a senior credit authority responsible for maintaining sound credit quality and underwriting discipline across the Bank’s retail lending portfolios. The role provides leadership over credit policy, underwriting standards, delegated authorities, portfolio monitoring, credit exceptions, and emerging-risk identification, while partnering with retail lending units and other second-line areas including, but not limited to the Regional Credit Supervisors, Analytics Risk Management, the Risk Data Science Team, Enterprise Operational Risks’ Loss Mitigation, Credit Analytics Reporting, etc. to ensure credit activities remain within the Bank’s risk appetite and regulatory expectations. Qualifications The ideal candidate will have: Bachelor's degree in business administration, finance,a ccounting, math, statistics or related discipline requiredMaster's degree in business administration, finance, accounting, or comparable discipline preferredPCBS, RMA or other bank-specific training preferredTen years of progressively responsible experience in retail lending, bank model risk management or similar exposure to consumer lending scoring methods requiredExtensive experience in retail lending, consumer credit risk management, portfolio analytics, and underwriting governanceStrong knowledge of credit scoring, risk segmentation, portfolio monitoring, stress testing, and consumer credit productsExperience managing portfolio quality, emerging risks, concentration risks, and loss mitigation strategiesKnowledge of consumer lending regulations, regulatory guidance, and risk management best practicesStrong leadership and influencing skills with the ability to provide effective challenge and independent credit oversightStrong quantitative, analytical and risk assessment capabilitiesExtensive knowledge of retail credit underwriting, portfolio management, and risk governanceExcellent verbal, written, presentation and relationship management skillsAbility to analyze complex portfolio data and translate findings into acitonable business and risk management recommendationsStrong strategic thinking, decision-making, and problem-solving abilitiesAbility to effectively collaborate with senior management, business partners, and risk stakeholders across the organization