Residential Mortgage Loan Senior Closer

Our values define us and our culture inspires us to change lives for the better. Our employees are the heart and soul of our company, and every success we experience begins with them. Together we are committed to making a positive impact in our local communities. We champion a culture of continuous learning, work-life integration, and inclusion. We promote a digitally enabled work environment to continuously enhance the experience of our employees and customers.

This is a full-time career opportunity that can be remote within the Fulton Bank footprint: DC, DE, MD, NJ, PA, VA.

Responsibilities

• Prepare, compile, and organize legal documents for the settlement phase of residential mortgages for various loan types and products.
• Execute assignments of a higher degree of scope and complexity relative to the core position, complete special projects as assigned, and mentor junior staff.
• Prepare, review, and organize legal documents for residential mortgage loan and product settlements.
• Ensure conditions—including but not limited to title binder, fees, closing service letter, wire instructions, and hazard and flood insurance policies—are satisfactory for loan closure and are within investor guidelines.
• Establish and maintain high-quality working relationships with all customers, attorneys, and title companies.
• Guide internal customers in the collection of appropriate documentation to secure second mortgages and/or other products.
• Maintain in-depth knowledge of and ensure adherence to all conventional and government mortgage closing procedures, guidelines, regulations, and processes.
• Ensure compliance with requirements under TRID.
• Lead, train, and mentor junior staff, resolve escalated issues, and assist in the development and implementation of process improvements.
• Complete special projects and perform other job duties as assigned by the manager.
• Read, understand, and act on the contents of all Company-assigned and/or job-related Compliance Programs, regulations, and policies and procedures.
• Ensure all Compliance Training assignments are completed by established due dates.
• Understand and identify compliance risks impacting their department(s), ensure compliance with applicable laws or regulations, and escalate compliance risks to the appropriate level of management.

Requirements

• High School Diploma or equivalent (Required).
• 3 or more years of residential mortgage banking and closing experience (Required).

Pay

The hourly rate for this position is $20.43 - $32.31.

This job is eligible to participate in a short-term incentive compensation plan subject to individual and company performance.

Benefits

• Medical plans with prescription drug coverage.
• Flexible spending account or health savings account (depending on the medical plan chosen).
• Dental and vision insurance.
• Life insurance.
• 401(k) program with employer match and Employee Stock Purchase Plan.
• Paid time off programs including holiday pay and paid volunteer time.
• Disability insurance coverage and maternity and parental leave.
• Adoption assistance.
• Educational assistance.
• Robust wellness program with financial incentives.

To learn more about your potential eligibility for these programs, visit Benefits & Wellness | Fulton Bank.