Reinsurance Analyst

About the role

The Reinsurance Analyst is pivotal to the company’s risk strategy, analyzing reinsurance contracts and pinpointing critical trends across the Hippo and Spinnaker reinsurance program. Reporting to the Manager, Reinsurance, this role brings a strong background in statistical analysis to shape key decisions and translate complex data into strategic actions. In collaboration with Finance, Underwriting, Corporate Risk, CAT modeling/analytics, and Claims, the Analyst ensures reinsurance practices align with corporate goals and supports the Manager, Reinsurance in the placement process to help secure optimal coverage terms for the company.

Responsibilities

• Collaborate with the Reinsurance Manager and Program Managers to support and facilitate the placement of reinsurance for Hippo corporate and Spinnaker program business
• Serve as a reinsurance subject matter expert, acting as a liaison across the organization, collaborating with finance, underwriting, corporate risk, CAT modeling/analytics, claims, etc.
• Aid in the drafting, review, and execution of ceded reinsurance contracts, flagging discrepancies between negotiated terms and contract language ahead of Manager’s sign-off
• Monitor portfolio-level exposures, respond to events, and coordinate modeling both gross and net exposures for various programs
• Develop and present complex ad-hoc reinsurance reports for executive management review
• Design and deliver market presentations for corporate reinsurance in partnership with reinsurance brokers, demonstrating quantitative analysis and critical thinking skills
• Coordinate with Accounting, Reinsurance Operations, and Program Managers for document review, term implementation, and process coordination
• Drive the successful fulfillment of mandatory state data submissions
• Monitor and evaluate the financial strength and participation of Hippo and Spinnaker’s reinsurers

Requirements

• Bachelor's degree required, preferably in Business Administration, Finance, Risk Management, Accounting, Actuarial Science, or Economics
• 3-6 years of industry experience/expertise (reinsurer, insurance carrier, or consulting firm)
• Must possess a foundational understanding of reinsurance, P&C insurance, operations, and systems
• Advanced Excel and PowerPoint skills
• Strong interpersonal skills
• Excellent communication skills
• Exceptional analytical, technical, and problem-solving skills
• Proven experience leading projects and demonstrating follow-through and execution

Qualifications

• Nice to have: Reinsurance underwriting experience, including assumed treaty or facultative business
• Program or MGA underwriting experience, including evaluation of delegated underwriting authority
• Experience working with underwriting data and analytical tools

Skills

• Strong analytical and problem-solving skills
• Excellent communication and interpersonal skills
• Advanced Excel and PowerPoint proficiency
• Ability to manage multiple tasks and prioritize effectively
• Strong project management and organizational skills

Benefits and Perks

• Healthy Hippos Benefits - Multiple medical plans, 100% employer-covered dental & vision plans, 401(k)-retirement plan, short & long-term disability, employer-paid life insurance, Flexible Spending Accounts (FSA), and an Employee Assistance Program (EAP)
• Equity - Eligible for equity compensation
• Training and Career Growth - Opportunities for training and internal career development
• Flexible Time Off - Flexible scheduling options
• Hippo Habitat - On-site snacks and drinks, catered lunches for onsite employees

Pay

The Morristown, NJ and San Jose, CA base pay range for this role is $103,500-$140,000. Exact compensation may vary based on several job-related factors that are unique to each candidate, including but not limited to: skill set, experience, education/training, location, business needs and market demands.