Program Pricing Actuary
Location: San Jose, CA / Austin, TX / Dallas, TX / Morristown, NJ (Hybrid). Relocation assistance available for qualified candidates moving to a hub location.
About the role
Hippo operates as a diversified carrier platform, partnering with MGAs to deliver tailored program solutions. We are seeking a strategic and experienced Actuary to support pricing strategy across our portfolio of third-party P&C programs. This role supports program price monitoring, planning, and reinsurance placement, helping to inform underwriting decisions, strengthen cross-functional alignment, and deliver insights that directly impact growth and risk management. The ideal candidate combines technical excellence with insurance aptitude and the ability to influence stakeholders across the organization.
You're an ACAS-credentialed pricing actuary who has worked across several P&C lines and is comfortable building from the ground up. You make sound pricing calls on thin experience data, using industry benchmarks, judgment and a clear statement of your assumptions. You build frameworks, monitoring tools and governance that make pricing consistent across a growing portfolio, and you keep them simple enough to maintain. You explain actuarial conclusions in plain terms to executives, underwriters and program partners, and you work closely with Underwriting, Claims, Finance and Reinsurance. You use SQL, AI tools and code to work faster, and you help develop the people around you.
Responsibilities
- Support actuarial pricing for program portfolios across multiple business lines including Property and Casualty lines
- Build the foundations to support accelerating program business growth
- Leverage Casualty expertise to design, refine, and maintain price monitoring frameworks that support sound underwriting decisions and sustainable profitability
- For property lines, collaborate on enterprise views of CAT, capital, and reinsurance costs
- Work closely with Underwriting, Claims, Finance, and Reinsurance teams to provide actuarial insights in program evaluation, treaty structuring, and risk assessment
- Implement governance protocols for pricing reviews, model usage, and program onboarding to promote consistency, transparency, and control
- Assist in defining data model requirements that enable team members to effectively and efficiently manage program performance
Requirements
- Bachelor's degree in Actuarial Science, Mathematics, Statistics, Economics, or a related field
- ACAS with robust pricing experience
- 4–7 years of actuarial experience with broad exposure to pricing across multiple lines
- Experience operating with limited experience data
- Demonstrated success in applying tools, frameworks, and best practices that drive pricing excellence
- Ability to clearly communicate actuarial concepts to executive stakeholders, underwriting teams, and external partners
- Actively supported team collaboration and development
- Proficiency with Excel, SQL, AI and possibly programming languages (e.g., R, Python)
Qualifications
- Casualty pricing experience preferred
- Prior program experience
Pay
SF Bay Area (and New Jersey) base pay range: $115,000–$155,000. Exact compensation may vary based on skill set, experience, education/training, location, business needs, and market demands.
Benefits
- Relocation assistance for qualified candidates relocating to a hub location
- Multiple medical plans; 100% employer-covered dental & vision for team members and families
- 401(k) retirement plan
- Short & long-term disability
- Employer-paid life insurance
- Flexible Spending Accounts (FSA) for health and dependent care
- Employee Assistance Program (EAP)
- Equity compensation eligibility
- Training and internal career growth opportunities
- Flexible Time Off
- Little Hippos Program: 12 weeks parental leave for primary and secondary caregivers
- Hippo Habitat: snacks, drinks, and catered lunches for onsite employees