Pricing Actuary

INSHUR is the embedded insurance powerhouse for the on‑demand world. We partner with giants like Uber and Amazon to provide fair, data‑backed coverage for the modern workforce. We’re 200 people strong across the UK, US, and Netherlands, using AI as a multiplier to stay ahead of the curve. Shape the pricing strategy for our largest commercial fleets and drive our US expansion. $100M+ funded. Global footprint. AI‑powered. Human‑driven. 🚀

About the role

As a Pricing Actuary Contractor for a ~3‑month contract (open to part‑time ~20 hours a week), you will own the bespoke risk assessment and experience rating for our largest commercial auto accounts in the US market. Working closely with our Pricing Team, you will collaborate with underwriting to price complex risks accurately and competitively as we expand into new states. You will dive into imperfect data, analyze loss trends, and significantly upgrade our large account pricing tools. We are open to candidates working remotely from anywhere in the US or the UK.

Responsibilities

• Drive Large Account Pricing: Deliver bespoke experience rating and pricing for high‑value commercial auto submissions (typically $500k+ in premium).
• Collaborate on Risk: Partner directly with underwriters to evaluate unique risk characteristics and ensure they are accurately reflected in the final price.
• Upgrade Pricing Tools: Take ownership of our large account pricing template, refining its capabilities and improving the underlying assumptions based on deep‑dive analysis.
• Analyze Loss Trends: Leverage internal data and industry benchmarks to conduct thorough loss trend analyses that inform our strategic direction.
• Navigate Complex Data: Independently manage, clean, and extract value from data sets that are “not perfect,” turning raw information into actionable pricing models.

Requirements

• Hands‑on experience conducting bespoke risk assessments and experience rating for large commercial accounts (commercial auto or general liability preferred).
• Comfortable working independently with imperfect data—cleaning, prepping, and finding the signal in the noise.
• Track record of partnering effectively with underwriters to translate risk into numbers.

Skills

• Advanced Excel: ability to build, modify, and improve complex pricing templates.
• Nice to have: SQL skills for pulling and querying data.

Qualifications

Actuarial credentials (FCAS/ACAS) are welcome but not strictly required; we prioritize practical experience doing the work.

Schedule

~3‑month contract, part‑time (~20 hours/week), remote work permitted from anywhere in the US or the UK.