Pricing Actuary

About the role

Shape the pricing strategy for our largest commercial fleets and drive our US expansion. $100M+ funded. Global footprint. AI-powered. Human-driven. 🚀 INSHUR is the embedded insurance powerhouse for the on-demand world. We partner with giants like Uber and Amazon to provide fair, data-backed coverage for the modern workforce. We’re 200 people strong across the UK, US, and Netherlands, using AI as a multiplier to stay ahead of the curve. Want to work where tech actually meets the road? You’re in the right place. Find out more about our history, values, hiring process and more here.

The role As a Pricing Actuary Contractor for ~3 month contract and we are open to part time ~20 hours a week, you will own the bespoke risk assessment and experience rating for our largest commercial auto accounts in the US market. Working closely with our Pricing Team, you will collaborate closely with our underwriting team to ensure we are pricing complex risks accurately and competitively as we expand into new states. You will dive into imperfect data, analyze loss trends, and significantly upgrade our large account pricing tools. We are open to candidates working remotely from anywhere in the US or the UK.

Responsibilities

• Drive Large Account Pricing: Deliver bespoke experience rating and pricing for high-value commercial auto submissions (typically $500k+ in premium).
• Collaborate on Risk: Partner directly with underwriters to evaluate unique risk characteristics and ensure they are accurately reflected in the final price.
• Upgrade Pricing Tools: Take ownership of our large account pricing template, refining its capabilities and improving the underlying assumptions based on deep-dive analysis.
• Analyze Loss Trends: Leverage internal data and industry benchmarks to conduct thorough loss trend analyses that inform our strategic direction.
• Navigate Complex Data: Independently manage, clean, and extract value from data sets that are "not perfect," turning raw information into actionable pricing models.

Requirements

• Essential Large Account Pricing Experience: You have hands-on experience conducting bespoke risk assessments and experience rating for large commercial accounts (commercial auto or general liability preferred).
• Data Resilience: You are comfortable working independently with imperfect data—cleaning, prepping, and finding the signal in the noise.
• Underwriting Collaboration: You have a track record of partnering effectively with underwriters to translate risk into numbers.
• Advanced Excel: You can build, modify, and improve complex pricing templates.

Qualifications

Actuarial credentials (FCAS/ACAS) are welcome but not strictly required. We are looking for the practical experience of doing the work.

Skills

• Nice to have SQL Skills: Experience pulling and querying data using SQL to support your analysis.

Schedule

This role is advertised as a 3-4 month contract. The position is part‑time (~20 hours per week) and remote‑eligible from anywhere in the US or the UK. If you need any adjustments during the process, let us know and we'll do our best to accommodate.