Product Director, Core Banking and Payments
Crypto.com · Tyler, TX · 4 wk ago
HybridMarketingFull-time
Responsibilities
- Build and optimize cross-border payment infrastructure across all markets, ensuring maximum rail coverage and uptime for fiat access.
- Select and integrate payment rails based on transaction speed requirements (T+0 vs T+1) to support instant trading activities.
- Structure banking partnerships to maintain zero (or near-zero) downtime liquidity for mass user pay-outs and high-frequency trading settlement.
- Drive meaningful improvements in pay-in acceptance across credit card, debit card, and bank transfer channels by optimizing processor relationships, fraud rules, and compliance logic.
- Lead commercial negotiations and technical integrations for direct bank relationships, securing preferential rates, dedicated service levels, and custom solutions tailored to trading businesses.
- Design and own the logic for a dynamic routing engine that selects the optimal rail in real time based on user segment, jurisdiction, currency, speed, and risk profile.
- Orchestrate and route payments strategically, ensuring seamless and efficient transactions for users.
- Build compliant and scalable fiat payment solutions for institutional clients, including segregated bank accounts, high-value wire processing, and bulk pay-out APIs.
Requirements
- 7-10+ years of product leadership experience, with at least 7 years focused on payment infrastructure or core banking products.
- Demonstrated success building and scaling cross-border payment rails in a high-volume, real-time environment.
- Experience with direct bank integrations (not just white-label PSPs) and commercial partnership negotiation.
- Track record of leading payment orchestration and dynamic routing logic in production.
- Experience building fiat solutions for institutional clients (segregated accounts, wire processing, bulk APIs).
- Technical acumen across complex API products, data flows, and payment protocol integrations.
- Experience integrating with bank partners, PSPs, and acquiring processors.
- Strong people management capabilities – you develop and hold a high bar for your team.
- Excellent stakeholder management across engineering, legal, compliance, finance, and senior leadership.
Qualifications
Empowered to think big. Try new opportunities while working with a talented, ambitious, and supportive team. Transformational and proactive working environment. Empower employees to find thoughtful and innovative solutions. Growth from within. We help to develop new skill-sets that would impact the shaping of your personal and professional growth. Work Culture. Our colleagues are some of the best in the industry; we are all here to help and support one another. One cohesive team. Engage stakeholders to achieve our ultimate goal - Cryptocurrency in Every Wallet.
Benefits
- Competitive salary.
- Athletic leave entitlement including: birthday, work anniversary.
- Attractive annual leave entitlement including: birthday, work anniversary.
- 401(k) plan with employer match.
- Eligible for company-sponsored group health, dental, vision, and life/disability insurance.
- Work Flexibility Adoption. Flexi-work hour and hybrid set-up.
- Aspire career alternatives through us. Our internal mobility program can offer employees a diverse scope.
Pay
Competitive salary.
Schedule
Flexible work hours and hybrid setup.