Private Banking Senior Credit Advisor
About the role
The Senior Credit Advisor will be the go-to expert on all credit and risk-based products with emphasis and support to Private Banking relationship managers and business heads.
Responsibilities
- Identify, structure, negotiate, and underwrite new credit opportunities
- Build trust with clients, learning new concepts and researching information in real-time to provide creative solutions
- Handle risk and portfolio management with credit products
- Underwriting includes spread personal financial statements, cash flow analysis, collateral analysis
- Create Credit memo that discusses the following: transaction summary, structure of loan, covenants, collateral, financials spreads, risk and mitigants, strength and weakness, documentation, recommendation
- Client facing experience and dealing with Private Bank High Net Worth Clients
- Familiar with a credit analysis, relationship building and Microsoft Office
Requirements
- Experience in underwriting from start to finish credit memos for some of the following credit products: Lending secured by marketable securities, single stock, unsecured, Commercial Real Estate, residential mortgages, Hedge Funds, Private Equity Capital Call (PECC/Subscription facilities), art, financial sponsors, unlisted shares (privately held stock), Life Insurance Premium Finance (LIPF), music rights lending, CAT B Foreign Exchange (FX) and derivatives lending, aircraft and yacht lending
Qualifications
- Experience in underwriting from start to finish credit memos for some of the following credit products: Lending secured by marketable securities, single stock, unsecured, Commercial Real Estate, residential mortgages, Hedge Funds, Private Equity Capital Call (PECC/Subscription facilities), art, financial sponsors, unlisted shares (privately held stock), Life Insurance Premium Finance (LIPF), music rights lending, CAT B Foreign Exchange (FX) and derivatives lending, aircraft and yacht lending
Skills
- Client facing experience and dealing with Private Bank High Net Worth Clients
- Familiar with a credit analysis, relationship building and Microsoft Office
Benefits
Our pay and benefits package includes a robust Wellness Hub, all in a welcoming and inclusive work environment. You will be empowered to drive HSBC’s engagement with the communities we serve through an industry-leading volunteerism policy, a generous matching gift program, and a comprehensive program of immersive Sustainability and Climate Change Initiatives. You’ll want to join our Employee Resource Groups as they play a central part in life at HSBC, including the development of our employees and networking inside and outside of HSBC.
Pay
Your final fixed pay offer will depend on the candidate and several variables, including but not limited to, role responsibilities, skill set, depth of experience and education, licensing/certification requirements, internal relativity, and specific work location.
Schedule
N/A
Benefits
N/A