NOLA Senior Credit Underwriter

Highlights

• Make impactful lending decisions that drive portfolio quality, profitability, and growth.
• Serve as a trusted underwriting expert, guiding credit decisions and exception management.
• Coach and develop underwriters through training, onboarding, and ongoing mentorship.
• Partner with business channels and frontline teams to deliver outstanding service and results.
• Help shape underwriting operations, workflow efficiency, and future product initiatives.
• Work closely with leadership to support departmental performance, planning, and continuous improvement.

About the role

The Senior Credit Underwriter analyzes consumer loan applications and makes sound, timely credit decisions within established lending policies and authority. This role supports the Portfolio Manager in overseeing daily underwriting operations, monitoring workflow, and helping achieve credit quality, portfolio performance, and profitability goals.

Responsibilities

• Support the Portfolio Manager in overseeing daily underwriting operations, monitoring workflow, and helping achieve credit quality, portfolio performance, and profitability goals.
• Partner with business channels and frontline teams to deliver outstanding service and results.
• Coach and develop underwriters through training, onboarding, and ongoing mentorship.
• Provide guidance and training to underwriting staff.
• Ensure lending decisions are communicated clearly and effectively while maintaining compliance with applicable regulations.
• Partner with internal business channels to ensure lending decisions align with business objectives.

Requirements

• 5 years of progressively increasing lending experience.
• Extensive knowledge of credit and collateral underwriting standards.
• Knowledge of federal lending regulations and underwriting rules.
• Strong analytical and decision-making skills.
• Ability to communicate credit decisions effectively to clients and internal stakeholders.
• Ability to use sound judgment in complex underwriting situations.
• Strong verbal and written communication skills.
• Strong organizational skills.
• Proficiency in Microsoft Office programs.

Qualifications

• High School diploma or equivalent experience.
• Prioritization and time management skills.
• Attention to detail.
• Ability to manage multiple tasks simultaneously.
• Ability to work independently and as part of a team.
• Ability to handle confidential information with discretion.

Skills

• Underwriting and credit analysis skills.
• Strong analytical and decision-making skills.
• Effective communication skills.
• Teamwork and collaboration skills.
• Problem-solving skills.

Benefits

At Credit Human, we provide employees with many benefits including insurance coverage, college tuition reimbursement, and more. To learn more about our benefits, visit our careers page at www.credithuman.com/careers.

Pay

Competitive compensation package based on experience and qualifications.

Schedule

Monday-Friday, 8:30 am-5:30 pm

Level of Work

2C

Company Information

Standard background checks performed on final candidates include NCUA Administrative and Prohibited Orders, ChexSystems, past employment verification, criminal history checks on convictions, and outstanding arrest warrants within the past seven years. Degree verifications are conducted if listed on the employment application. Additional background checks relevant to the role may include a motor vehicle registration check, credit check, and/or fingerprint card.

Equal Opportunity Employer

This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.