Mtge Home Ln Advisor
First Bank · Omaha, NE · 8 mo ago
OTHRFull-time
About This Role
This position requires spending more than 80% of your time outside the office, focusing on meeting new people and helping people finance homes.
Responsibilities
- Sourcing leads for mortgage home loans
- Meet with perspective borrowers to obtain loan applications, explain the application process, fees involved, and different programs available
- Analyze perspective borrowers' financial status by obtaining required paperwork and notifying borrowers of credit report and appraisals ordered to determine feasibility of a mortgage loan
- Submit completed applications and confer with underwriters to resolve mortgage application concerns
- Advise borrowers on underwriting decisions and work with the borrower and underwriter to ensure all underwriting conditions are met
- Work with the processor and borrower to reconstruct a loan under a different program if the initial loan is denied
- Cook up the loan closing, escrow signing, order loan documents, and assist borrowers in the closing process
Qualifications, Competencies And Skills
- A high school diploma or GED
- One to two years related experience and/or training
- Proficient with Windows-based software
- The ability to drive a car or obtain other reliable transportation
- Effective communication skills (speaking, reading, writing, and interpreting documents and reports)
- Competent math skills
- Registered under the Nationwide Mortgage Licensing System (NMLS) upon hire
- Self-motivated and detail-oriented
- Capable of thriving in a fast-paced, constantly changing environment
Pay
Commission-only
Schedule
Flexible schedule to accommodate fieldwork
Benefits
N/A